, your score is average.

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Financial Health scores between 0 and 20 are well below average. A score in this range indicates poor financial health in almost all facets of your finances and that money is keeping you from achieving your goals and a more fulfilling life. People in this range feel high levels of stress and anxiety, may feel financially disorganized, lack clarity and confidence in their decisions, and don’t feel in control of their financial lives.

Your financial health is essential to your overall health and wellness. Money is adversely impacting not just your financial life but your life overall. Consider taking action today to get expert guidance with your finances to help free you from financial worry and stress, gain clarity and confidence in your financial decisions, and to put yourself in control of the life you want to live.

Financial Health scores between 21 and 40 are well below average. A score in this range indicates poor financial health in many facets of your finances and that money is keeping you from achieving your goals and a more fulfilling life. People in this range feel higher levels of stress and anxiety, may feel financially disorganized, lack clarity and confidence in most of their decisions, and don’t feel in control of their financial lives.

Your financial health is essential to your overall health and wellness. Money is adversely impacting not just your financial life but your life overall. Consider taking action today to get expert guidance with your finances to help free you from financial worry and stress, gain clarity and confidence in your financial decisions, and to put yourself in control of the life you want to live.

Financial Health scores between 41 and 60 are right around average. A score in this range indicates that you might be doing OK in some areas of your financial life while doing poorly in others. It generally means that you are getting by in your current situation but that you aren’t growing or thriving personally, professionally, or financially. People in this range feel financial stress and worry on a regular basis, lack organization in most areas of their finances, struggle to make decisions with confidence, and generally don’t feel that they are making progress or in control of their financial lives.

Your financial health is essential to your overall health and wellness. Money is a sustaining element in your life. It may not be adversely affecting your life every day, but it isn’t helping you grow, achieve your goals, or enrich your life. Your money has a lot of untapped potential. Don’t settle for where you are today and get started creating a plan for your money to unlock money’s potential and put you in control of the life you want to live.

Financial Health scores between 61 and 80 are above average. A score in this range indicates that you may feel good about some areas of your financial life while lacking clarity or structure in others. There may be pieces of a plan in place but there isn’t a clear and intentional strategy around your goals, determining the best path forward, or executing and evolving your plan over time. You may feel high levels of stress on occasion, lack clarity and confidence in your decisions, and may want more knowledge to help you make smarter, more informed decisions to put you in control of every facet of your money.

Your financial health is essential to your overall health and wellness. A score in this range means you are doing better than many people, but why settle for above average when you know there is more you can do. You aren’t getting the full potential out of your money. Create a plan for your money today to gain clarity, confidence and control in your financial life and unlock money’s potential to create a more fulfilling and enriched life.

Great job! Financial Health scores between 81 and 90 are well above average. A score in this range indicates that you have put in the time and effort to create a good financial foundation. Overall, you may feel good about most parts of your financial life, but there are still some areas that you know need work. You may be lacking a well-coordinated plan, lacking alignment between your money and your next level of growth and achievement, or missing a few key elements that put your plan at risk. People in this range are looking for their next level of growth or an edge financially to help create a sense of calm, to create greater confidence, and to make money an empowering element that puts them in control of the lives they want to live.

Your financial health is essential to your overall health and wellness. A score in this range means you are doing better than many people, but why settle for above average when you know there is more you can do. You aren’t getting the full potential out of your money. Create a plan for your money today to gain clarity, confidence and control in your financial life. Expert guidance may be just the thing you need to unlock money’s potential to create a more fulfilling and enriched life.

Congratulations! Financial Health scores between 91 and 100 are best in class. A score in this range indicates that you are knowledgeable and in control of many areas of your financial life. People in this range are typically high achievers and always looking for growth or a greater sense of fulfillment. They feel good about their finances and are looking for strategies to give them an edge or for ways to optimize their plans to make their money work even harder. They often need more advanced strategies to navigate an ever-changing and complex life. They know their plan for their money needs to be as dynamic as their life and a clear strategy can give them the clarity, confidence, and sense of calm to put them in control of the lives they want to live and the people they want to become.

Your financial health is essential to your overall health and wellness. A score in this range means that money is an enriching element of your life. And while it’s moving you forward, your next level of growth will require an evolved and more advanced strategy. Expert guidance can help you explore what is possible, define the best path forward, and navigate life with a sense of calm amidst the chaos of an ever-changing world. Take action today to unlock money’s potential to create a more fulfilling and enriched life.

© Facet Wealth (“Facet”) 2024. All rights reserved. Facet Wealth, Inc. (“Facet”) is an SEC registered investment adviser headquartered in Baltimore, Maryland. This is not an offer to sell securities or the solicitation of an offer to purchase securities nor should it be construed as investment, financial, legal, or tax advice. This material represents an assessment of your financial health at a specific time based solely on your responses. The representations and opinions herein are the opinions and views of Facet. Potential investors are advised to consult with their applicable advisors prior to investing. All investments involve risk, including the potential for the loss of principal.