Financial planning for the life you want.
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Feel confident youāre making the right money decisions.
With Facetās flat-fee membership, youāll get objective advice you can trust. Weāll create a personalized financial roadmap tailored to all aspects of your life, not just retirement.
Finally, financial planning thatās
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objective.
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personalized.
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for every facet of life.
Objective advice you can trust
Guidance from a CFPĀ® professional at a simple flat membership fee.
- Financial planning from experts.
- We don't take commissions, so no surprises.
- Your flat membership fee wonāt change even as your money grows.
Personalized for you
A financial roadmap designed just for you.
- It guides your way and adapts as your life changes.
- Guided steps, regular check-ins, and messaging keep you on track.
- Your own secure dashboard to track your money and see your progress.
Planning for all facets of your lifeā
Big-picture planning that gets you and your goals.
- More than retirement, your membership covers a full range of planning.
- Big goals, like investments, saving for a home, a car, and school.
- Smaller goals too, like trips, regular nights out, and tax planning.
Letās update your roadmap and see how soon we can get you into a new home!
I would like to sell my condo and move into a house, what is my best path forward?
Facet was ranked #1 Best Financial Advisory Firm 2025 by USA TODAY!
In April of 2025, USA TODAY partnered with Statista to rank the top 500 RIAs. Recommendations were collected via an independent survey among over 30,000 individuals and an AUM development analysis over the short and long term. Self-recommendations were prohibited, and no compensation was provided for the ranking.
Meet some of the people weāve helped along the way.
See how Facet helps 20,000+ members turn their goals into reality.
Real Facet member
Colby
āBefore Facet it almost felt like I worked for my money and now my money works for me.ā
Greater financial security allows her to pursue her passions for philanthropy and charity.
Real Facet member
Jonathan
āWith Facet, its been such a relief for me that I want to tell everyone and get everyone on board.ā
Has less anxiety around money and was able to travel for the first time.
Weāre here for all of lifeās moments ā big and small.
(Itās more than just retirement. Much more.)
New baby on the way
Susan & Vi, mid 30ās
- Have the right amount saved in an emergency fund so theyāre prepared for lifeās surprises.
- Have a solid handle on their cashflow and debt to balance lifeās multiple financial priorities.
Save for college fund
Shante, late 30ās
- Started their education savings plan early so their money has more time to grow through investing and compound interest.
- Received guidance on 529 plans and exactly how much to save every month.
Buy the dream home
Bianca & Manuel, early 40ās
- Kicked off a down payment savings plan for their forever home.
- Worked with their planner to determine the right homeowners insurance.
Finally take a vacation
Jill, late 40ās
- Paid down debts to finally take the guilt-free vacation sheās been waiting for.
- Her personalized financial roadmap includes at least one vacation a year.
Early retirement
Vanessa & Tom, early 50ās
- Started planning their ideal retirement scenario with their CFPĀ® professional early to minimize taxes and have the spending money they wanted.
- When their life, needs, or goals change, their roadmap gets an update.
Not current members, for illustrative purposes only.
Hear from industry experts.
Ramit Sethi
Host of Netflixās āHow To Get Richā & Host of the I Will Teach You To Be Rich Podcast
āFacet recognized what was wrong with the AUM Model and did something about it. Theyāre making financial advice accessible to everybody.ā
Tyler Gardner
Former Portfolio Manager, 20+ Years in Professional Education
Ramit Sethi is not a member of Facet, and has an incentive to endorse Facet as he has an ongoing fee based contract for cash compensation based on this endorsement. All opinions are his own and not a guarantee of a similar outcome.
Ā
Tyler Gardner is not a member of Facet, and has an incentive to endorse Facet as he has an ongoing fee based contract for cash compensation, as well as a percentage of equity in Facet, based on this endorsement. All opinions are his own and not a guarantee of a similar outcome.
Services
Helping you with all your life goals, and everything your money touches.
Tax filing*
- Expert tax prep and filing
- Personalized tax-saving opportunities
- Single dashboard for finances and taxes
- Guaranteed accuracy and maximum refundā
Tax planning*
- Tax reduction strategy
- Tax-efficient education savings
- Last yearās tax return missed opportunity analysis
- Personalized Roth conversion & more
Investing*
- Goal-aligned investment strategy
- Risk assessment
- Tax loss harvesting
- Employer plan portfolio guidance (401k, HSA, etc.)
Retirement & life
- Goal and income assessment
- Savings and investment planning
- Tax-advantaged contributions & withdrawals
- Ongoing planning pre and post-retirement
Estate planning**
- Estate planning education and guidance
- Full suite of state-optimized documents
- Last will & testament
Equity compensation*
- Equity award planning (optimal exercise & tax plan)
- Company stock plan guidance (RSUs, ISOs, etc.)
- Annual access to equity comp specialist
Family planning
- Having a baby
- Marriage
- Divorce
- Caring for aging parents
- Making a big purchase
Insurance planning
- Identify coverage gaps
- Annual review with recommendations
- Employer-sponsored insurance support (health, life, etc.)
Education planning
- Savings and funding strategies
- Financial aid guidance
- Loan payoff strategies
Employee Benefits*
- Grow with your career
- 401(k)s, IRAs, profit-sharing, ESOPs, and more
- Health, disability, life insurance and more
*Facetās services vary depending upon the chosen service level.
**Estate Planning services provided by wealth.com, the fee is non-refundable and covers their services. Facet is not an attorney and does not provide tax or legal advice or directly prepare legal documents. Tax laws and regulations are complex and subject to change. Consult with an attorney or tax professional regarding your specific situation. Wealth.com is a separate membership service that automatically renews for Complete members as part of your Facet membership renewal. For Core and Plus members, Wealth.com automatically renews for a $150 annual fee unless this service is canceled prior to renewal.
The life you want starts now. See how good it can get with Facet as your financial guide.