Facet is financial planning for the life you want.
Facet has a 4.7-star rating with NerdWallet as of October 2025, period considered Aug – Oct. 2025. This review is unpaid, but Nerdwallet receives referral compensation. America’s Top Financial Advisory Firms 2025 was identified by Plant-A Insights Group in partnership with Newsweek. The analysis was performed on data as of September 2024. USA TODAY/Statista ranked Facet #1 Best Financial Advisory Firm in April 2025 based on an independent survey and AUM analysis. Trustpilot rating as of 11/11/25 (may fluctuate); based on reviews since Jan 2022. BBB A+ Rating as of Oct 2025, based on reviews, complaints, time in business, etc; this Accreditation does not imply BBB approval/ endorsement. BBB is a paid membership; no compensation was paid for these ratings, rankings, or reviews. More details here.
Facet is financial planning done right.
One simple, flat membership fee.
No hidden fees, product sales or commissions – just objective advice for one flat fee.
Advice you
can trust.
From a Certified Financial Planner® who understands your goals and sees the bigger picture beyond your investments.
Financial planning for all facets of life.
Your finances, all in one place.
A centralized dashboard shows a complete picture of your finances and tracks your progress towards your goals, giving you clarity so you can feel more confident in every financial move.
Trusted financial guidance, made for real life. See what your roadmap could look like.
Facet is financial planning done right.
Trusted financial guidance, made for real life. See what your roadmap could look like.
One simple, flat membership fee.
No hidden fees, product sales or commissions - just objective advice for one flat fee.
Advice you
can trust.
From a Certified Financial Planner® who understands your goals and sees the bigger picture beyond your investments.
Financial planning for all facets of life.
Because every decision should be financially smart, we cover every aspect of your finances -- from taxes and investing to retirement, debt, education, equity comp, and more.
Your finances, all in one place.
A centralized dashboard shows a complete picture of your finances and tracks your progress towards your goals, giving you clarity so you can feel more confident in every financial move.
Why Facet?
For us, it’s simple. Financial planning should be for everyone.
- An affordable flat membership fee that won’t change even as your money grows.
- CFP® professionals who offer objective advice that puts your goals first, not ours.
- No minimum to get started, so you can build for the future now, whatever your finances look like.
- A comprehensive roadmap that integrates everything: your goals, your budget, your investments, and your future.
Traditional financial advisors
- Charge you by the hour or collect fees based on how much you invest.
- Work on commissions, which might not line up with your priorities.
- May require a certain level of assets before they'll even talk with you.
- May focus on one area only, like investments, without a full picture of your finances.
Answer a few questions so we can advise you best.
We’re here for all of life’s moments — big and small.
(It’s more than just retirement. Much more.)
New baby on the way
Susan & Vi, mid 30’s
- Have the right amount saved in an emergency fund so they’re prepared for life’s surprises.
- Have a solid handle on their cashflow and debt to balance life’s multiple financial priorities.
Save for college fund
Shante, late 30’s
- Started their education savings plan early so their money has more time to grow through investing and compound interest.
- Received guidance on 529 plans and exactly how much to save every month.
Buy the dream home
Bianca & Manuel, early 40’s
- Kicked off a down payment savings plan for their forever home.
- Worked with their planner to determine the right homeowners insurance.
Finally take a vacation
Jill, late 40’s
- Paid down debts to finally take the guilt-free vacation she’s been waiting for.
- Her personalized financial roadmap includes at least one vacation a year.
Early retirement
Vanessa & Tom, early 50’s
- Started planning their ideal retirement scenario with their CFP® professional early to minimize taxes and have the spending money they wanted.
- When their life, needs, or goals change, their roadmap gets an update.
Trusted by thousands.
Over 24,000 members members use Facet to help them make smarter financial decisions — every day, across every life stage.
*Testimonials were provided by current members of Facet Wealth, Inc. (“Facet”). Members have not been paid for their testimonial and there are no material conflicts of interest that would affect the given testimonials. These testimonials may not be representative of the experiences of other members, and do not provide a guarantee of future performance success or similar services.
Get a financial roadmap for the life you’re building.
See what’s possible with Facet. Book a call to find out how our experts can make a difference — no cost, no obligation.
As featured in
Frequently asked questions.
Why should I choose Facet?
In an industry saturated with fees, confusing jargon, and cookie-cutter solutions, Facet exists to make financial planning affordable, accessible, and personalized.
Affordable: With our flat-fee membership options and commission-free approach to investing, we’re helping you keep money in your pocket so you can spend it on the things that matter most to you.
Accessible: Financial planning can be complicated enough as it is, without all the fancy jargon and hard-to-understand processes. With knowledgeable, objective CFP® professionals, intuitive technology and ongoing support, we’re making financial planning simple. (As it should be.)
Personalized: There is no one-size-fits-all approach to planning because there is no such thing as a “standard member.” We take the time to understand our members’ individual needs, dreams and priorities to develop plans that help them achieve success by their unique definition of the word.
I can do this myself, why do I need a financial planner?
Can my spouse or partner join under my membership or do they need their own?
A fiduciary holds a legal and ethical relationship of trust with the person whom they’re serving. Therefore, a fiduciary is legally obligated to only make recommendations in the best interest of each person they are giving advice to. Like all SEC-registered firms, all of the CFP® professionals at Facet are fiduciaries on behalf of our members.
How can Facet manage my investments as part of my membership when others charge a fee?
All of Facet’s memberships are annual and non-refundable. If you choose to cancel your membership, you will be responsible for any outstanding balance, and will retain access to your planner and services for the remainder of the term.