Your membership includes expert investment management.
Your priorities are our priorities, and we're here to make sure they come to life. One big way we'll do that is through investing, which is why it's a part of how we approach financial planning (and why it's included in your membership at no extra cost).
New from Facet
Our new Short-Term Strategy for investments1
Because you deserve an alternative to high yield accounts that don’t pay enough and CDs that lock up your money, Facet now has a new Short-Term Strategy (STS) option that invests in high-quality, short-term bond funds. The Advantages:
- Higher yields than most savings accounts4 and CDs
- Professionally managed by Facet
- No commitment: withdraw your money at any time
- Only a $250 minimum to invest
Enhanced socially conscious investing
For investors who want to align their investing with their values, Facet offers an enhanced Environmental, Social, and Governance (ESG) portfolio6. Our ESG portfolio concentrates on companies that support various ethical practices and causes, and also have lower carbon footprints. The Benefits:
- We select ETFs that exclude companies that have involvement in fossil fuels, tobacco production, or civilian firearms
- The ESG portfolio has much less exposure in the energy, utility, and industrial sectors and has a 67% lower carbon footprint than the entire market
- New: We can now measure the reduced carbon footprint of Facet investments
- New: The bond portion of the portfolio also invests exclusively in ESG assets
- Facet does the work of ensuring the portfolio aligns with your values
Learn More
New investment income opportunities for investors
For the bond portion of any Facet portfolio, we’ve redesigned our strategy to help you keep more of what you make and pay less in taxes. Every member who invests in bond funds with Facet will now automatically enjoy a custom-tailored bond portfolio that combines federal and municipal bonds to maximize returns and reduce taxes. The Benefits:
Maximum tax savings for your tax bracket and state
Specialized strategies for residents of CA and NY
Managed and adjusted regularly to stay on strategy
1All statistics as of March 31, 2023.
2 The Short-Term Strategy (STS) was implemented by Facet on February 13, 2023. For STS, the statistics for Portfolio Yield and Average Maturity are as of March 31, 2023. Given the start date of STS, the statistic for Worst Performance is hypothetical based on a 18 year look back of historical performance and is intended for illustrative purposes only. All investments involve risk, including the potential for the loss of principal.
3 Statistics for High-Yield Savings are the average of the 5 Best Online High-Yield Savings Accounts according to Nerd Wallet as of March 31, 2023.
4 Yield is a measure of the amount of interest payments one can expect from a portfolio or savings account. For STS, this is based on the underlying holdings of each ETF. For the yield measure for high-yield savings, see footnote 3 for the source.
5 Worst performance is a total return calculation which is based on the yield and the value fluctuation of the strategy in any given year. Worst year performance is based on an analysis of the prior 15 calendar years using data from Bloomberg. For STS, the underlying indexes were used as a proxy for the ETF where the ETF did not have adequate history.
6 There are risks specific to ESG investing that should be considered before making an investment. These include a lack of long term investment history, industry and business standards that are generally undefined, a limited investment universe, and fees and expenses that may be higher than traditional investments.
Join Facet's Head of Investments for a live “Ask Me Anything”
You can expect a discussion on...
- How we personalize your investment strategy - what matters to you and what you’re hoping to accomplish informs critical decisions around how we invest your money.
- The way your investment portfolio evolves as your personal circumstances change over time.
- Our focus on taking advantage of what we can control - keeping fees low, tax efficiency, diversifying investments, and staying fully invested.
- Why our portfolios aren’t static, and how we balance risk/reward while making portfolio changes to maximize returns over time. We make decisions based on decades of market-efficiency research, not a forecast of the future.
- An analysis of current market conditions plus a live Q&A session to help shed additional light on any part of Facet’s investment philosophy.
Register for an upcoming session
What you need to know
Proven Investment Strategy
Our Nobel Prize-winning, industry leading investment strategy
No Additional Cost
Investment management at no additional cost (it’s already included in your fee!)
Tailored To You
A tailored portfolio that aligns with your planning strategy
Dive deep into Facet’s approach to investing
Facet's Unique Strategy & Returns
An evolving plan to guide your investments ensures you’re not leaving money on the table by informing critical decisions around how much to invest, what account types to use, and how much risk to take.
How Will You Invest My Money?
Where and how you invest plays a big role in bringing your most important priorities to life. That’s why at Facet, we believe the best investment strategy includes ongoing financial planning that covers your entire life.
Investment White Paper
Understand why we believe that the best investment strategy should be linked to an ongoing financial planning approach that covers your entire life.
Moving Your Investments to Facet Is Easy
We help mitigate, or even eliminate, tax consequences when moving your money. This lets you retain assets that have an embedded tax gain while still taking advantage of Facet’s best thinking – all included as part of your Facet membership.
Facet Portfolio Performance Q1 2023
Here’s an in-depth view of how Facet’s portfolios performed against key market benchmarks in Q1 of 2023.
Facet Portfolio Performance Q1 2023
Here’s an in-depth view of how Facet’s portfolios performed against key market benchmarks in Q1 of 2023.
Grow your knowledge
Learn more about investing at Facet from the recordings of previous events and our Summer Event Series: Your Guide to Today’s Markets. In this series, Tom Graff and Facet Co-Founder Brent Weiss, CFP®, ChFC®, analyzed financial news, its impact on you, and how to handle it.
