Why Facet | Facet

We reimagined the role money plays in life.

So you can reimagine what's possible in yours.

Financial planning done right is essential to living well. That’s why we created Facet.

Traditional Financial Advisors
One-off plans focused on investments and retirement.
Dynamic planning that covers every financial decision.
Product sales, commissions, and misaligned incentives.
No product sales, no commissions, no conflicts.
Fees tied to how much you invest.
A flat fee tailored to your needs, not tied to your investments.
Not always a CFP® Professional. Not always a fiduciary.
Always a CFP® Professional. Always a fiduciary.
Expensive, exclusive, and limited in scope.
Affordable, accessible to all, for every facet of life.

We're all about doing the right thing for you.

No commissions to advisors for selling you anything.
No more fees based on how much you invest.
No minimum assets required to invest.
No confusing industry language.

No matter what happens in life, we’re here for you.

The Facet membership covers all your financial decisions.

Your personalized Facet plan evolves with your whole life.

Employee benefits

  • Which health insurance plan should I choose?
  • Does an HSA or an FSA make more sense for me?
  • Is my partner’s insurance better than mine?
  • How can I make the most of my total compensation from my employer?
Employee benefits
  • Which health insurance plan should I choose?
  • Does an HSA or an FSA make more sense for me?
  • Is my partner’s insurance better than mine?
  • How can I make the most of my total compensation from my employer?
  • What should I do with my stock options?
  • What’s better: more equity or more cash?
  • What should I do with my annual bonus?
  • How much should I invest monthly into my 401K?
Cash flow
  • Is it detrimental to my overall goals if I have to pull from savings vs utilize a credit card?
  • How can I be more intentional with my spending?
  • How can I make sure that my decisions are aligned with my goals?
  • Given my monthly expenses, should I get a side hustle?
  • Should I change jobs?
  • What happens to my stock options and 401K if I change jobs?
  • If I got a raise, how would that affect my financial plan?
  • Should I ask for a sign on bonus?
  • How will this investment affect my taxes?
  • Should I use a traditional or Roth account for retirement?
  • How can I reduce my taxable income?
  • How does filing jointly affect my tax return?
  • What does financial independence mean to you?
  • What does that first week in retirement look like?
  • Would you stop working entirely?
  • If money were no object, what would you be doing right now?
Real estate
  • How much house can I afford?
  • Should I look for an investment property?
  • What’s better: stock market or real estate?
  • How does real estate fit into my overall financial plan?
  • What should I know about the stock market?
  • What sources do you use to determine the right portfolio for me?
  • When should I rethink my portfolio?
  • With markets down right now, should I buy or sell?
  • How important is college education for your children?
  • If they were to go to college, would you want to help them with tuition?
  • What’s the best way to save for college?
  • Are there other ways to save for my children’s future other than 529 plans?
  • Which insurance company should I go with?
  • How much home or auto insurance do I need?
  • Is pet insurance necessary?
  • If I were to pass away, would my loved ones be able to maintain the same lifestyle?

Facet helps with all of this, and so much more.

“The combination of the tech platform that Facet provides and our planner has been great. It's been great to be able to have a visual representation of all of our assets and our investments, and then having an individual there to ask questions if we don't understand something. That was a luxury to say the least.”

Gizem Y & Antonio C  |  Rego Park, NY

*Learn more about our community supporters.

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© Facet Wealth 2024. All rights reserved.

Investment advisory services offered through Facet Wealth, Inc.(“Facet”), an investment adviser registered with the Securities and Exchange Commission (SEC). Such registration does not imply endorsement or approval. Investing involves serious risks and past performance is no guarantee of future performance or success. This is not a solicitation or an offer to buy or sell securities and nothing contained herein should be interpreted as a recommendation or research regarding any investment or investment strategy, legal or tax advice.

Testimonials were provided by current clients of Facet Wealth, Inc. ("Facet"). Clients have not been paid for their testimonial and there are no material conflicts of interest that would affect the given testimonials. These testimonials may not be representative of the experiences of other clients, and do not provide a guarantee of future performance success or similar services.

Endorsements were provided by promoters or influencers and those individuals were compensated by Facet Wealth, Inc. ("Facet") and that compensation may have included free or discounted planning services. The endorsement does not guarantee the same or similar experience.

Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

This material may contain data, links or other content from third-parties. Although Facet only provides information from sources it believes to be accurate, third party content is not guaranteed as to its accuracy or completeness. Any hyperlinks provided are intended as additional perspectives, should not be construed as an endorsement and may contain a separate privacy policy.