More than how it works – it’s how we work for you.
It begins with mapping your goals big and small. From there, expert planning guides the way, making life better than you ever thought possible.
Here’s everything you can look forward to in your first year with Facet.
01
Pick a membership that fits your unique needs.
Core
Built around what matters most, Core provides the guidance you need to manage your finances with confidence.
Plus
Level-up with Plus which offers personalized support for equity compensation and your own dedicated team of experts.
Complete
02
Getting to know you & your goals.
Meet with a planner.
Your data is safe with us! We protect your info, dashboard, and meetings with secure systems and advanced encryption.
Choose a scenario.
You’ll be given scenarios with different paths you can take to achieve your goals, designed just for you. Choose the one that feels like the best starting point for you.
It’s a collaborative journey, designed to inform you of your options and empower you.
Start achieving your goals.
Once you have your roadmap, you’ll get started right away with a list of actions, like funding investment accounts and paying down high interest loans. Every month you’ll get new actions, so we can keep moving towards your goals.
By setting clear milestones and monthly tasks, we keep you on track to reach your goals by regularly monitoring and updating your roadmap.
03
Keeping you on track, every step of the way.
Manage everything on one dashboard.
Stay on top of your finances with a dashboard that makes it easy to track progress, review updates, and manage your goals — all in one place.
For illustrative purposes.
Get monthly progress updates.
Each month, your planner will send reminders, action steps, and updates to keep your plan moving forward.
Message planners anytime.
Message planners directly through our platform for advice, updates, or quick questions — whenever you need.
I would like to sell my condo and move into a house, what is my best path forward?
Let’s update your roadmap and see how soon we can get you into a new home!
Adjust your roadmap as your life evolves.
Life is constantly evolving, and your roadmap should evolve with it. Collaborate with a planner to align your goals with new priorities, whether you’re starting a family, changing careers, or seizing unexpected opportunities.
Don’t just take our word for it!
Real Facet member
Colby
“Before Facet it almost felt like I worked for my money and now my money works for me.”
Greater financial security allows her to pursue her passions for philanthropy and charity.
Real Facet member
Jonathan
“With Facet, its been such a relief for me that I want to tell everyone and get everyone on board.”
Has less anxiety around money and was able to travel for the first time.
Navigate your finances confidently with a team of experts guiding you every step of the way.
Frequently asked questions.
Why should I choose Facet?
In an industry saturated with fees, confusing jargon, and cookie-cutter solutions, Facet exists to make financial planning affordable, accessible, and personalized.
Affordable: With our flat-fee membership options and commission-free approach to investing, we’re helping you keep money in your pocket so you can spend it on the things that matter most to you.
Accessible: Financial planning can be complicated enough as it is, without all the fancy jargon and hard-to-understand processes. With knowledgeable, unbiased CFP® professionals, intuitive technology and ongoing support, we’re making financial planning simple. (As it should be.)
Personalized: There is no one-size-fits-all approach to planning because there is no such thing as a “standard client.” We take the time to understand our members’ individual needs, dreams and priorities to develop plans that help them achieve success by their unique definition of the word.
How much does Facet cost?
We offer three, flat-fee membership tiers based on your specific needs and goals. Unlike many financial planners, we do not charge based on the amount of money you invest with us (known as assets under management or AUM), nor do we charge commissions. We believe unbiased advice can’t exist when your planner or advisor is incentivized to sell you a product or keep your assets in a particular account. Our flat membership fees range between $1,000 and $6,000 per year.
If you’re interested in learning more about why we charge a flat fee, watch this video.
I can do this myself, why do I need a financial planner?
While you may feel confident handling financial tasks independently, a financial planner offers expertise, objectivity, and comprehensive planning that go beyond task completion. Our CFP® professionals provide tailored advice, save you time, manage risks, and adapt your plan to changing circumstances, ensuring your long-term financial wellness and peace of mind.
What’s a fiduciary?
A fiduciary holds a legal and ethical relationship of trust with the person whom they’re serving. Therefore, a fiduciary is legally obligated to only make recommendations in the best interest of each person they are giving advice to. Like all SEC-registered firms, all of the CFP® professionals at Facet are fiduciaries on behalf of our members.
What happens if I want to cancel my membership?
All of Facet’s memberships are annual and non-refundable. If you choose to cancel your membership, you will be responsible for any outstanding balance, and will retain access to your planner and services for the remainder of the term.
Can my spouse or partner join under my membership or do they need their own?
You and your spouse or partner can use the same membership.
What fees does Facet charge for investment management?
There’s no additional cost for investment management, it’s included as part of your membership. While we’ll never charge members additional fees for managing your accounts, our custodians may charge fees that will be deducted from your account.
You can view a full list of potential custodial costs under the “Investment management” section of our legal page and for more information about Facet’s approach to investing, watch this video.
Facet’s specific investment management services vary depending upon the chosen service level.
How can Facet manage my investments as part of my membership when others charge a fee?
We’re able to include investment management as part of your Core, Plus, or Complete membership without charging additional fees because we believe in a transparent and member-centric approach to financial planning. To us, managing a $100,000 portfolio isn’t much different than managing a $1,000,000 portfolio—so why would we make our members pay more? By structuring our services this way, we prioritize your financial well-being over transaction-based fees.
Watch this video to learn about how Facet could bring value to your investing strategy.