Financial wellness: Find your financial fulfillment.

Financial wellness is an ongoing, dynamic, and evolving process. It’s essential for leading a happier and more fulfilling life. Facet provides the tools, support, and advice to help you make informed decisions and take control of everything your money touches.

Be free to be more you.

Financial decisions are an expression of your identity, the person you are or want to be. Financial wellness is about more than just having enough money; it’s about having the financial security to live the life you want with confidence.

Less Stress

Higher Productivity

Enjoy life more

Do I understand my attitudes about money and where those attitudes come from?
Do my attitudes about money and finances work for me, or do I want to change them?
Do I feel in control of my finances, or do I feel that my financial situation determines my happiness?
Do I have the financial freedom to enjoy life today while planning for tomorrow?
Am I on track to meet my short-term and long-term financial goals?

Do you have questions about how money fits into the life you want? Take our free quiz to better understand what’s helping and hurting you reach that goal when it comes to your money. We’ll also provide you with some next steps to take as you start focusing more on your financial wellness.

Find your financial calm.

Financial calm is achieved when you find freedom from worry and stress and gain clarity over your entire financial picture. It gives you the confidence to make the right decisions and control not just your money, but the life you want to live.

Through Facet’s dynamic financial planning process, you will learn to be intentional with your money, unlock its ultimate potential, and achieve greater fulfillment.

1

Our process starts in a rather unexpected place – your mind.

Your financial mindset is how you think and feel about money and how those thoughts and feelings influence your actions and behaviors. Financial planning creates mindset awareness, allowing you to gain control of your financial decisions. Mastering your mindset is critical to mastering your money.

2

Delivering dynamic strategies for all of your financial decisions.

Whether it’s prioritizing your objectives, optimizing your cash flow, debt, and short-term savings, or getting the most out of your work benefits, Facet is here for you. We help protect your health and wealth.

3

As your life changes, 
your plan changes.

Financial planning, as it should be, is an ongoing process. Facet helps you navigate every event in your financial life — career changes, getting married or divorced, starting or raising a family, saving for retirement or education, caring for an aging parent, and everything in between.

How a Facet memberships work.

With Facet, you get access to a team of CFP® professionals and financial experts across investments, taxes, benefits, and more. Our ongoing, dynamic strategies will evolve with you, so you never have to make a financial decision alone again.

Our flat-fee model means no commissions.

Support from a team of CFP® professionals and experts.

Secure, industry-leading technology to manage and organize your entire financial life in one place.

Exclusive partner offers that complement your financial outcomes.

“Facet’s pricing model helps you pay for what you need, when you need it. Clients who need more basic help can get assistance with benefit elections, budgeting, or debt planning. Clients with more complex financial situations may need advice on starting a family, saving for an education, planning for stock compensation or starting a business.”

Nerdwallet review conducted in October of 2024 based on the time frame of August – October 2024. Nerdwallet’s independent assessment includes data collection, interviews and testing which results in star ratings from poor (one star) to excellent (five stars). Nerdwallet was not paid for this review however does receive compensation based on referrals.

Over 0 already trust Facet.
Testimonials were provided by current members of Facet (“Facet Wealth, Inc.”). Members have not been paid for their testimonial and there are no material conflicts of interest that would affect the given testimonials. These testimonials may not be representative of the experiences of other members, and do not provide a guarantee of future performance success or similar services.
“The combination of the tech platform that Facet provides and our planner has been great. It’s been great to be able to have a visual representation of all of our assets and our investments, and then having an individual there to ask questions if we don’t understand something.”

Antonio & Gimez T
New York

“After taking the time to get to know my goals and personality, Facet matched me with an advisor… Not only is [my CFP®] willing to discuss my own finances, she takes the time to answer any questions I have about the world of finance more generally, and I come out of each meeting having learned something new. I highly recommend Facet Wealth to anyone looking for financial advice.”

Isabella Z
Massachusetts

“Facet has completely changed my outlook on how I handle my finances and my confidence in my financial stability and strength in the future. My planner and the team are incredible, and just as excited as I am about building a strong financial future for me.”

Steve E
Massachusetts

“The fee structure is probably the other biggest thing that sent me to Facet and it’s made me very happy with Facet. It puts us at an equal footing with anybody else. It’s not about how much money I have managed by Facet. It’s about us as a client…and as we grow our finances, the attention we get is not gonna change. We’re still a client paying for our Facet services with a fee structure that supports us as just a couple, not as a set of assets.”

Sarah & Michael D
North Carolina

Frequently asked questions.

Financial wellness is more than just having money in the bank — it’s about feeling confident and in control of your money.  It’s the sweet spot where your daily money management, long-term goals, and peace of mind all come together. A solid financial wellness plan helps you handle everything from everyday expenses to those big life dreams while keeping stress levels in check. 

Just like physical wellness isn’t just about the number on your scale, financial wellness isn’t just about your bank balance. It’s about creating a healthy relationship with money that lets you sleep better at night and wake up excited about your possibilities.

When you’re financially well, you’re not constantly checking your account balance or stress-shopping at 2 AM — you’re confidently making money moves that align with your values and goals.

Money impacts pretty much every part of our lives. When you have your finances in order, you’re better prepared for unexpected expenses, and you’re setting yourself up for less stress and more options in life. 

Financial wellness helps you make smarter financial decisions, whether diversifying your investments or saving for a home. It’s about creating a lifestyle where money works for you, not against you. 

Think about how many daily decisions involve money: your morning coffee, where you live, what you eat, how you get around, and what you do for fun. When you’re financially well, these choices become opportunities rather than sources of stress.

Improving your financial wellness is possible for everyone. You can begin by taking our quick financial wellness quiz to see where you stand. Then, focus on building healthy money habits that actually stick (no extreme budgeting necessary). 

The most important thing you can do is get clear on your spending and saving patterns. Track where your money goes and set up a budget that fits your lifestyle. If debt is weighing you down, look into consolidating your debt to make it more manageable. 

Next, think of the bigger picture. Create emergency savings, learn about our investment philosophy, and start planning for major life goals.

Here’s what real financial wellness progress looks like: Maybe you start by automating your savings (even if it’s just $50 a month). Then, you might tackle high-interest debt while building an emergency fund. Soon, you’re learning about investing and thinking about long-term goals like starting a business or buying a house.

A financial wellness service can help you reach your goals. At Facet, we’re here to help you create a personalized financial roadmap that actually makes sense for your life. Work with CFP® professionals who have your best interests in mind to tackle everything from budgeting and investing to retirement strategies. 

Think of us as your personal money coach and biggest cheerleader. We keep things real, skip the stuffy financial jargon, and focus on what actually matters to you. We’re not here to judge your spending habits or make you feel bad about your purchases — we’re here to help you create a plan that works for your life. 

Ready to take the next step? Get started with a plan that fits your unique situation and goals.

Absolutely not! Everyone deserves access to financial wellness support, regardless of their income level or where they’re starting from. Whether you’re just beginning your career, dealing with student loans, or already have some investments under your belt, there’s value in getting expert guidance.

We believe in making professional financial guidance accessible to everyone who wants to level up their money game.