LAST CHANCE to get $300 when you invest & maintain $5,000 or more9 Offer expires April 30, 2024
LAST CHANCE to get $300 when you invest & maintain $5,000 or more9 Offer expires April 30, 2024
LAST CHANCE to get $300 when you invest & maintain $5,000 or more9 Offer expires April 30, 2024

Transformative planning.
Transparent pricing.

Empowering you with the information you need to make financial decisions, even now.

Keeping it simple.
That's kind of our thing.

Choose the membership
that’s right for you.

Core
$2000/year
$500/quarter
Plus
$3000/year
$750/quarter
Everything in Core and...
Complete
$6000/year
$1500/quarter
Everything in Plus and...
* Facet will waive the initial enrollment fee of $250 if you select an annual payment for your services. All annual payments are non-refundable. Additional terms and conditions for annual payments can be found here.
* Facet charges an annual non-refundable membership fee that can be paid quarterly in advance. The membership renews annually.

Membership
Summary

Real people.
Real success stories.

Testimonials were provided by current clients of Facet Wealth, Inc. ("Facet"). Clients have not been paid for their testimonial and there are no material conflicts of interest that would affect the given testimonials. These testimonials may not be representative of the experiences of other clients, and do not provide a guarantee of future performance success or similar services.

Compare membership features

Cashflow and debt management
Cashflow managment
Short and long-term savings strategies
Debt management
Goal-aligned investment strategy
Risk assessment
Portfolio monitoring and regular reviews
Tax loss harvesting
Employer plan portfolio guidance (401k, HSA/FSA, etc.)
Goal and income assessment
Savings and investment planning
Tax-advantaged contributions & withdrawals
Ongoing planning pre and post-retirement
Identify coverage gaps
Annual review with recommendations
Employer-sponsored insurance support (health, life, etc.)
Savings and funding strategies
Financial aid guidance
Loan payoff strategies
Tax-advantaged investments
High level tax bracket guidance
Tax efficient withdrawal strategies
Past year tax return & filing review
Future year tax projection analysis
Tax filing optimization strategies
Equity award planning (optimal exercise & tax plan)
Company stock plan guidance (RSUs, ISOs, etc.)
Annual access to equity comp specialist
Estate planning education and guidance
Full suite of state-optimized documents
Last will & testament
Revocable trust & pour-over will
Financial power of attorney
Advanced healthcare directive
Nomination of guardianship
Unlimited access, make updates anytime
Start putting your money to work toward the things you care about most.

Frequently asked
questions.

In an industry saturated with fees, confusing jargon, and cookie-cutter solutions, Facet exists to make financial planning affordable, accessible and personalized.

Affordable: With our flat-fee membership options and commission-free approach to investing, we’re helping you keep money in your pocket so you can spend it on the things that matter most to you. 

Accessible: Financial planning can be complicated enough as it is, without all the fancy jargon and hard-to-understand processes. With knowledgeable, unbiased CFPs®, intuitive technology and ongoing support, we’re making financial planning simple. (As it should be.)

Personalized: There is no one-size-fits-all approach to planning because there is no such thing as a “standard client.” We take the time to understand our members’ individual needs, dreams and priorities to develop plans that help them achieve success by their unique definition of the word.

Once you choose and purchase a Facet membership, the financial planning process begins with a virtual meeting with a CFP® professional. They will get to know you, your situation and your goals to create a personalized plan and set you up for success (whatever that looks like to you.)

Financial planning is simply the process of setting goals, analyzing your current finances and creating strategies to achieve those goals. When you work with a financial planner, these strategies can include the management of cash flow, debt, and investments as well as retirement, insurance, education, equity, and estate planning (and the list goes on.) Most importantly, financial planning with Facet is personal, making sure every goal and strategy is aligned with our members’ unique values and priorities.

While you may feel confident handling financial tasks independently, a financial planner offers expertise, objectivity, and comprehensive planning that go beyond task completion. Our CFP® professionals provide tailored advice, save you time, manage risks, and adapt your plan to changing circumstances, ensuring your long-term financial wellness and peace of mind.

The only service available a la carte is estate planning. The price of this service is $2000 for the first year and $300 annually every year after.

A fiduciary holds a legal and ethical relationship of trust with the person whom they’re serving. Therefore, a fiduciary is legally obligated to only make recommendations in the best interest of each person they are giving advice to. All of the CFP® professionals at Facet are fiduciaries on behalf of our members.

All of Facet’s memberships are annual and non-refundable. If you choose to cancel your membership, you will be responsible for any outstanding balance, and will retain access to your planner and services for the remainder of the term.

You and your spouse or partner can use the same membership.

There’s no additional cost for investment management, it’s included as part of your membership. While we don’t charge additional fees for managing your accounts, our custodians may charge fees that will be deducted from your account. You can view a full list of potential custodial costs here.

We’re able to include investment management as part of your membership without charging additional fees because we believe in a transparent and member-centric approach to financial planning. By structuring our services this way, we prioritize your financial well-being over transaction-based fees. Our goal is to provide unbiased, holistic financial guidance that aligns with your needs and goals, ensuring you receive the best possible value without sacrificing quality or personalized attention.

Still have questions?

We know it’s not realistic to answer every question on our website. If you can’t find the answer to your question here, please contact us - we’re here to help.