Education planning: It starts now, and it may be easier than you think.
Whether you’re helping your child reach their academic goals or pursuing your own educational dreams, college is a valuable investment. Facet can guide you through the process with our savings and funding plans, financial aid guidance, and student loan payoff strategies. Together we’ll help you approach your educational journey with confidence.
An education savings plan is one piece of a bigger picture.
At Facet, we believe in building a customized education savings plan for your unique circumstances. Our planners collaborate with you to leverage time, investments, and the proper accounts to help you achieve your goals.
We go beyond generic strategies.
Our team will assess your available resources, education aspirations, and funding preferences. This comprehensive approach allows us to craft a tax-efficient strategy for accumulating and distributing funds. Whether you consider 529 Plans, Roth IRAs, or custodial accounts, we’ll identify the ideal solution for your situation.
Plan ahead: The true cost of student loan payments.
Dependent on education savings strategy.
Data source: Education Data Initiative
Prioritize your savings goals with confidence.
We’ll help you answer your most important education planning questions.
- How do I save for an education and still meet my retirement goals?
- What happens to education savings if my child doesn’t use it?
- What investment options are available in my state?
- How do you even set up an education savings plan?
- How do these plans affect financial aid?
- How much is enough?
- How am I supposed to know what my kid will do in 5, 10, or 15 years?
Facet’s in-depth planning process helps you understand trade-offs and choose the best savings strategy for your unique priorities. Whether it’s education, retirement, travel, or all three, our team helps make achieving your dreams easier.
How a Facet memberships work.
Our flat-fee model mean no commissions, ever.
Support from a team of CFP® professionals and experts.
Secure, industry-leading technology to manage and organize your entire financial life in one place.
Exclusive partner offers that complement your financial outcomes.
Testimonials were provided by current clients of Facet Wealth, Inc. (“Facet”). Clients have not been paid for their testimonial and there are no material conflicts of interest that would affect the given testimonials. These testimonials may not be representative of the experiences of other clients, and do not provide a guarantee of future performance success or similar services.
“The combination of the tech platform that Facet provides and our planner has been great. It’s been great to be able to have a visual representation of all of our assets and our investments, and then having an individual there to ask questions if we don’t understand something. That was a luxury to say the least.”
Gizem Y & Antonio C
Rego Park, NY
“Facet has completely changed my outlook on how I handle my finances and my confidence in my financial stability and strength in the future. My planner and the team are incredible, and just as excited as I am about building a strong financial future for me.”
Steve E
Massachusetts
“The fee structure is probably the other biggest thing that sent me to Facet and it’s made me very happy with Facet. It puts us at an equal footing with anybody else. It’s not about how much money I have managed by Facet. It’s about us as a client…and as we grow our finances, the attention we get is not gonna change. We’re still a client paying for our Facet services with a fee structure that supports us as just a couple, not as a set of assets.”
Sarah & Michael D
Raleigh, NC
** Nerdwallet review conducted in October of 2023 based on the time frame of August – October 2023. Nerdwallet’s independent assessment includes data collection, interviews and testing which results in star ratings from poor (one star) to excellent (five stars). Nerdwallet was not paid for this review however does receive compensation based on referrals.