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Market insights
In focus
Using diversification to play offense
Smaller company stocks have outperformed their larger peers by a historic degree so far in July. This episode illustrates that diversification isn’t just about risk management, but also about driving returns. Here we discuss why smaller companies are surging, what it will take for this trend to persist and how what this moment teaches us about portfolio construction.
2Q 2024 Performance Report: How Facet’s mix of ETFs fared during a tech dominated quarter
The global stock markets were dominated by artificial intelligence related companies in 2Q 2024. Excluding the impact of AI, most stocks were actually down for the quarter. How did this impact Facet’s ETF portfolios? And what about inflation? The dollar? Rising interest rates? Elections? The Federal Reserve? We cover all of this and more in our quarterly performance review.
Am I ever going to be able to buy a home?
Despite multi-decade highs in mortgage rates, home prices keep rising. This has made a house unaffordable for many. Is there any relief in sight? We dive into the state of the real estate market, including everything from home prices to rental rates to real estate investing.
The Fed hinted at rate cuts during yesterday’s meeting
Although inflation remains above the Fed’s 2% target, Fed Chair Powell hints that rate cuts remain likely later this year. What does this mean for your money?
The ultimate guide to open enrollment and your benefit elections
Your once-a-year opportunity to analyze your benefits and make the choices that will be best for the coming year.
Streamline your savings: A simplified guide to consolidate 401(k) accounts
You’ve likely considered merging your retirement accounts before but never followed through. Here’s why it might be a good idea, and how to do it.
The 4 percent rule in retirement: Is this withdrawal strategy still reliable or outdated?
Is the 4% rule still the gold standard for retirement withdrawal strategies? Find out if its a reliable retirement income method and discover alternatives.
Dual power of attorney (POA): How to protect your future health and financial affairs
Discover the benefits and precautions of creating a dual power of attorney to protect your health and financial affairs, with tips on designating agents and monitoring their actions.
Homeowners insurance: What it covers, how much to have, saving tips
Learn the basics of homeowners insurance, how to customize coverage, and ways to save money on premiums with these essential tips.
Roth IRA conversions for retirees: Is this sweet spot the right time for you?
A Roth IRA conversion in retirement? Sometimes it’s never too late to make a change. Learn if it makes sense for you.
What is FAFSA? Your essential 2024 guide to federal student aid
Confused about FAFSA and how it can help with your college expenses? Discover everything you need to know, including eligibility requirements and deadlines, in our comprehensive guide.
7 commons questions kids ask about money and how to answer them
From “Why can’t we just get more money from the bank?” to complex financial concepts, learn how to answer your kids’ questions about money with confidence.
Rule of 55: How it works, pros and cons, considerations
Discover how the rule of 55 can allow you to access your retirement savings penalty-free at age 55. Learn about its pros and cons, considerations, and alternative options for early withdrawals.
Career Changes
Resources for everything from navigating open enrollment to starting a side hustle. View
