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Understanding the Fed’s recent decision to cut rates

The Federal Reserve cut its target interest rates by 0.5% on Wednesday, and signaled that additional rate cuts are likely in the coming months. Why

Job gains disappoint again in August

Is the job market weakening? Could the U.S. be headed for recession? Here’s our views on the state of the labor market.

Big yields on cash accounts are about to go extinct

Investors have recently enjoyed high interest rates on very safe investment vehicles. This could all be about to change. As the Fed cuts interest rates, those high yields you’ve been getting may soon be a thing of the past. How will this play out? And what should you be doing differently in a falling rate environment?

The Federal Reserve prepares to lower interest rates in September

After months of speculation about when the Fed would finally cut rates, we now can say with near certainty that September will be the moment. But what does that mean for markets going forward? What about mortgage rates? We give our thoughts on why now is the time for the Fed to cut rates and what it means looking forward.

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The ultimate guide to open enrollment and your benefit elections

Your once-a-year opportunity to analyze your benefits and make the choices that will be best for the coming year.

Streamline your savings: A simplified guide to consolidate 401(k) accounts

You’ve likely considered merging your retirement accounts before but never followed through. Here’s why it might be a good idea, and how to do it.

The 4 percent rule in retirement: Is this withdrawal strategy still reliable or outdated?

Is the 4% rule still the gold standard for retirement withdrawal strategies? Find out if its a reliable retirement income method and discover alternatives.

Dual power of attorney (POA): How to protect your future health and financial affairs

Discover the benefits and precautions of creating a dual power of attorney to protect your health and financial affairs, with tips on designating agents and monitoring their actions.

Homeowners insurance: What it covers, how much to have, saving tips

Learn the basics of homeowners insurance, how to customize coverage, and ways to save money on premiums with these essential tips.

Roth IRA conversions for retirees: Is this sweet spot the right time for you?

A Roth IRA conversion in retirement? Sometimes it’s never too late to make a change. Learn if it makes sense for you.

What is FAFSA? Your essential 2024 guide to federal student aid

Confused about FAFSA and how it can help with your college expenses? Discover everything you need to know, including eligibility requirements and deadlines, in our comprehensive guide.

7 commons questions kids ask about money and how to answer them

From “Why can’t we just get more money from the bank?” to complex financial concepts, learn how to answer your kids’ questions about money with confidence.

Rule of 55: How it works, pros and cons, considerations

Discover how the rule of 55 can allow you to access your retirement savings penalty-free at age 55. Learn about its pros and cons, considerations, and alternative options for early withdrawals.