Discover our approach to personal finance through our library of free articles. Gain the financial knowledge you need to enrich every facet of your life.
The Federal Reserve held their first meeting with Kevin Warsh as Chair on June 17. Warsh comes into the job with many challenges. Warsh himself has said he wants a “regime change” at the Fed, and said he plans on being “reform-oriented, abandoning old models.” Now that he is Fed Chair, we’re going to find ... Read more
We all want to feel secure knowing that the people and things we love most are protected. Life moves incredibly fast, and the safety net you put in place a few years ago might not match the life you are building today. Taking a little time to align your protection with your current world brings ... Read more
A vast body of data suggests that picking winners in the stock market is extremely hard. Academic research in the 1960’s and 1970’s first provided some evidence that most active portfolio managers fail to outperform the broad market. This led to the popularization of index funds during the 1980’s and 1990’s, which continues today. However, ... Read more
If you just opened your mail to find Form 5498, don’t panic. Your heart might skip a beat thinking you’ve missed a deadline or made a mistake on your recently filed tax return, but breathe easy. This form is for your records and typically arrives well after the April filing deadline for a very specific ... Read more
According to a report from the Wall Street Journal, SpaceX is planning on holding its initial public offering (IPO) on June 12. This has the potential be the largest IPO of all-time, reportedly aiming to raise $80 billion. This IPO could soon be followed by Anthropic and OpenAI, both supposedly targeting IPOs in the fourth ... Read more
On February 26, the national average 30-year mortgage rate fell below 6% for the first time since 2022. Since then, war broke out in Iran, causing all kinds of interest rates to lurch higher, from Treasury bond yields to mortgage rates. This has been frustrating to many who are either looking to buy a home ... Read more
When we talk about investing at Facet, we always start with the same foundation: Your portfolio should be designed to achieve your specific life goals. It sounds simple, but it requires a careful balance. We want to maximize the chance you reach those goals, which means seeking growth. However, we also need to protect your ... Read more
Planning for the future can sometimes feel like you’re trying to hit a moving target, especially when you’re balancing today’s needs with tomorrow’s dreams. It’s completely normal to want an investment strategy that feels secure and manageable without requiring you to watch the stock market every single day. We’re here to walk you through how ... Read more
Retirement can come with new and unexpected challenges that have nothing to do with your bank balance. Many retirees find themselves feeling unprepared for the next stage of life even after they’ve saved enough to meet every need. It’s completely normal to feel a bit of “now what?” energy as you move from a lifetime ... Read more
Stocks fell sharply in the first quarter of 2026, with most of the losses coming after the war began in Iran. The Morningstar Global Markets index fell 2.9% for the quarter, marking the worst quarter for global stocks since 2023. The U.S. was one of the worst performing major world markets, with the S&P 500 ... Read more
Transitioning from a steady paycheck to living off your life savings is one of the most significant, and potentially stressful, pivots you’ll ever make. There is a dizzying amount of conflicting “expert” advice out there, but for a lot of people, this just adds to the confusion. Between fluctuating market volatility and the nagging fear ... Read more
The recent breakout of major conflict in Iran has had a significant impact on world politics and the flow of global trade. Beyond the tragic human cost, these events have left investors grappling with how a potential regime change or a wider regional war could impact their portfolios. Here is how Facet approaches geopolitics in ... Read more