Financial planning: For everything your money touches.

Get expert financial advice that goes beyond your investments. Facet’s Certified Financial Planners® help you define the life you want to live today while also helping to ensure you are planning for a secure tomorrow.

Experience a modern take on financial planning.

Financial planning should be dynamic, constantly evolving as your life changes. For everything your money touches, we’ve got you covered.

Go beyond investment planning.

More than basic 401(k)s and investment strategies. Our valuable financial solutions help our members thrive in every facet of their lives.

Expert financial advice from human + tech.

Each member gets access to a team of CFP Professionals®—the highest certification in our industry—to develop a personalized financial plan made to evolve with you. Powered by industry-leading technology to manage and organize your entire financial life in one place.

No hidden fees or commissions.

We charge a flat membership fee—that’s it. With our model, when you make more, you keep more*.

^*Based on an analysis by Facet, comparing a flat planning fee to a fee based on percentage of investment assets for members with investment accounts and calculating the difference in total fee payments over time. In this analysis, Facet used the same variables – investment balance, a set of ongoing contributions, annual return and underlying fund fees – and with those, calculated the difference between a $3,000 flat fee and a 1% AUM (assets under management fee) over a 10 year period of time. The analysis concluded that the flat fee approach generated significantly greater fee savings over time.

No hidden fees.

Our membership-based fees are tied only to your needs, not your assets. Facet’s straightforward membership fee covers financial advice for your entire life, not just your investments.

Unbiased financial advice
+ industry-leading technology.

You deserve honest advice and personalized guidance for your entire financial life. That’s why all Facet Planners are CFP^® Professionals—the highest certification in the industry—to ensure you are getting absolutely unbiased recommendations.

Our industry-leading technology makes it easy for you to understand your options and make the right financial decisions with the help of your team of experts.

How a Facet memberships work.

With Facet, you get access to a team of CFP^® professionals and financial experts across investments, taxes, benefits, and more. Our ongoing, dynamic strategies will evolve with you, so you never have to make a financial decision alone again.

Our flat-fee model mean no commissions, ever.

Support from a team of CFP^® professionals and experts.

Secure, industry-leading technology to manage and organize your entire financial life in one place.

Exclusive partner offers that complement your financial outcomes.

Not ready to start? Take our free financial wellness quiz to get your score.

Over 0 already trust Facet.

Testimonials were provided by current clients of Facet Wealth, Inc. (“Facet”). Clients have not been paid for their testimonial and there are no material conflicts of interest that would affect the given testimonials. These testimonials may not be representative of the experiences of other clients, and do not provide a guarantee of future performance success or similar services.

“The combination of the tech platform that Facet provides and our planner has been great. It’s been great to be able to have a visual representation of all of our assets and our investments, and then having an individual there to ask questions if we don’t understand something.”

Gizem Y & Antonio C
Rego Park, NY

“Facet has completely changed my outlook on how I handle my finances and my confidence in my financial stability and strength in the future. My planner and the team are incredible, and just as excited as I am about building a strong financial future for me.”

Steve E
Massachusetts

“The fee structure is probably the other biggest thing that sent me to Facet and it’s made me very happy with Facet. It puts us at an equal footing with anybody else. It’s not about how much money I have managed by Facet. It’s about us as a client…and as we grow our finances, the attention we get is not gonna change. We’re still a client paying for our Facet services with a fee structure that supports us as just a couple, not as a set of assets.”

Sarah & Michael D
Raleigh, NC

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** Nerdwallet review conducted in October of 2023 based on the time frame of August – October 2023. Nerdwallet’s independent assessment includes data collection, interviews and testing which results in star ratings from poor (one star) to excellent (five stars). Nerdwallet was not paid for this review however does receive compensation based on referrals.