Tax planning: Navigate your taxes with confidence.
With a Facet membership, we’ll walk alongside you, providing the guidance you need to maximize your tax strategies.
Tax strategies to help keep more of what’s yours
Taxes can put a damper on many areas of your financial life. Facet uses three tools to minimize their impact on your money while maximizing what you keep.
Tax-smart investing
Invest in thoughtfully chosen ETFs to help minimize taxes on your earnings. This helps to keep more money working for you in the long run.
Offsetting gains
By strategically selling some investments at a loss, you can offset past gains. This can help you keep more of your hard-earned money.
Tax-advantages as you invest
Utilize proven methods like IRAs, 401(k)s, Roth accounts, and municipal bond funds that offer tax benefits.
Here's what's included.
Learn about taxes and how they apply to your finances.
Uncover tax strategies available to you based on IRS rules and regulations.
Extensive scan to determine qualification for credits and deductions.
Facet partners with your CPA* to help ensure your tax strategies are applied to your tax filings.
Identify new ways to invest your money to reduce taxes today.
Maximize your education savings via state-specific 529 plan account recommendations.
Cash-flow saving recommendations using best-practice strategies.
Cash-flow saving recommendations using custom tax-bracket analysis and advanced strategy.
Analyze last year’s tax return for missed tax opportunities that could still be claimed.
Adjust your withholdings to reduce the risk of over or underpayment based on your tax optimized strategy.
Balance tax strategy trade offs as life changes.
Boost your cash flow now, reach your goals sooner, or solve for lifetime tax reduction via tax strategy trade offs.
Determine how you can reduce taxes owed on current accounts.
Offset gains by harvesting tax losses in your taxable accounts.
Diversify your taxable accounts using best practice strategies.
Diversify your taxable accounts using custom analysis and advanced strategy.
Recommendations for tax-free growth over your lifetime by converting pre-tax funds to Roth using best-practice strategies.
Roth conversion sequencing using custom analysis and advanced strategy.
Optimize your savings when taking money out.
Cover your retirement needs via Facet’s pro-rata or qualified first withdrawal strategies.
Customized withdrawal strategy to maximize retirement savings.
How a Facet memberships work.
Our flat-fee model means no commissions.
Support from a team of CFP® professionals and experts.
Secure, industry-leading technology to manage and organize your entire financial life in one place.
Exclusive partner offers that complement your financial outcomes.
Antonio & Gimez T
New York
“After taking the time to get to know my goals and personality, Facet matched me with an advisor… Not only is [my CFP®] willing to discuss my own finances, she takes the time to answer any questions I have about the world of finance more generally, and I come out of each meeting having learned something new. I highly recommend Facet Wealth to anyone looking for financial advice.”
Isabella Z
Massachusetts
“Facet has completely changed my outlook on how I handle my finances and my confidence in my financial stability and strength in the future. My planner and the team are incredible, and just as excited as I am about building a strong financial future for me.”
Steve E
Massachusetts
“The fee structure is probably the other biggest thing that sent me to Facet and it’s made me very happy with Facet. It puts us at an equal footing with anybody else. It’s not about how much money I have managed by Facet. It’s about us as a client…and as we grow our finances, the attention we get is not gonna change. We’re still a client paying for our Facet services with a fee structure that supports us as just a couple, not as a set of assets.”
Sarah & Michael D
North Carolina
** Nerdwallet review conducted in October of 2023 based on the time frame of August – October 2023. Nerdwallet’s independent assessment includes data collection, interviews and testing which results in star ratings from poor (one star) to excellent (five stars). Nerdwallet was not paid for this review however does receive compensation based on referrals.