Insurance planning: Peace of mind, built into every membership.

Safeguard your health, wealth, and loved ones with our comprehensive insurance recommendations.

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Health insurance

Get access to the care you need without worrying about breaking the bank.

Disability insurance

Enjoy peace of mind knowing your bills are covered if illness or injury sideline you.

Life Insurance

Help ensure your family’s financial well-being even if you’re not there.

Property & Casualty Insurance

Protect your valuable possessions and avoid financial setbacks from unexpected events.

You won't be sold products or charged commissions.

You'll only receive unbiased advice.

Tired of car salesman tactics when shopping for insurance?

At Facet, we believe insurance should be straightforward. We’re not about commissions or pushing products. Our focus is providing unbiased advice to help ensure you get the right coverage for your situation, at the best possible price.

Is your insurance aligned with your overall financial plan? Let’s find out.

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Facet partners with PolicyGenius for insurance solutions. Facet does not directly sell insurance, receive any fees or compensation from PolicyGenius, or any insurance carriers for any policy. Members will choose to implement any insurance-related advice including but not limited to: carriers, new policies, and/or changes to any existing policies.

Plan for life's what-ifs with Facet.

You get answers to your toughest questions.

  • Which life insurance company should I choose?
  • How much home or auto insurance do I need?
  • Is pet insurance necessary?
  • If I were to pass away, would my loved ones be able to maintain the same lifestyle?

You get get personalized protection.

Get exactly what you need, nothing more to protect what matters most.

You pay the right price.

We find you the best value, saving you money on premiums. (Plus, we don’t charge commission.)

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How a Facet memberships work.

With Facet, you get access to a team of CFP® professionals and financial experts across investments, taxes, benefits, and more. Our ongoing, dynamic strategies will evolve with you, so you never have to make a financial decision alone again.

Our flat-fee model means no commissions.

Support from a team of CFP® professionals and experts.

Secure, industry-leading technology to manage and organize your entire financial life in one place.

Exclusive partner offers that complement your financial outcomes.

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Not ready to start? Take our free financial wellness quiz to get your score.
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Testimonials were provided by current members of Facet (“Facet Wealth, Inc.”). Members have not been paid for their testimonial and there are no material conflicts of interest that would affect the given testimonials. These testimonials may not be representative of the experiences of other members, and do not provide a guarantee of future performance success or similar services.
“The combination of the tech platform that Facet provides and our planner has been great. It’s been great to be able to have a visual representation of all of our assets and our investments, and then having an individual there to ask questions if we don’t understand something.”

Antonio & Gimez T
New York

“After taking the time to get to know my goals and personality, Facet matched me with an advisor… Not only is [my CFP®] willing to discuss my own finances, she takes the time to answer any questions I have about the world of finance more generally, and I come out of each meeting having learned something new. I highly recommend Facet Wealth to anyone looking for financial advice.”

Isabella Z
Massachusetts

“Facet has completely changed my outlook on how I handle my finances and my confidence in my financial stability and strength in the future. My planner and the team are incredible, and just as excited as I am about building a strong financial future for me.”

Steve E
Massachusetts

“The fee structure is probably the other biggest thing that sent me to Facet and it’s made me very happy with Facet. It puts us at an equal footing with anybody else. It’s not about how much money I have managed by Facet. It’s about us as a client…and as we grow our finances, the attention we get is not gonna change. We’re still a client paying for our Facet services with a fee structure that supports us as just a couple, not as a set of assets.”

Sarah & Michael D
North Carolina

Frequently asked questions.

Insurance planning protects what matters most to you. Think of it as a safety net that catches you when life throws unexpected curveballs your way. While nobody loves thinking about worst-case scenarios, having the right insurance can make a difference when you need it most.

At Facet, we believe insurance planning services should be part of your comprehensive financial roadmap. Just like you wouldn’t build a house without a foundation, you shouldn’t build wealth without protecting it first.

Take our financial wellness quiz to see where you stand and what coverage gaps you might have.

The types of insurance you should consider depend on your unique situation, but here are some categories to think about:

  • Life insurance: Ensures your loved ones maintain their standard of living and can cover expenses if you’re no longer there to provide for them.
  • Health insurance: Helps cover medical expenses and preventive care. With healthcare costs rising, this is non-negotiable.
  • Homeowners insurance: Protects your home and belongings. If you’ve got a mortgage, it’s required, but it’s wise to have it regardless.
  • Disability insurance: Keeps money coming in if health issues prevent you from working.

Travel insurance: Protects your trip investments and covers medical emergencies while you’re away from home. It may be beneficial for international travel or expensive trips.

Absolutely! Our advisors love getting into the details of your existing coverage to make sure it actually fits your needs. We’ll help find any gaps or areas where you might be overinsured (yes, that’s a thing!).

We look at insurance differently than traditional advisors. While old-school firms might push specific products, we focus on finding the right coverage for your unique situation. Check out our investment philosophy to see how we approach financial planning differently.

Life changes, and your insurance needs should change with it. We recommend reviewing your coverage annually or whenever you experience a major life event like:
  • Getting married or divorced
  • Having a baby
  • Buying a home
  • Starting a business
  • Getting a significant raise or changing jobs
These milestones often mean it’s time to adjust your coverage. Our team can help you handle these changes while keeping an eye on both investing and retirement planning goals.

Nobody wants to overpay for insurance, and there are smart ways to keep costs in check without sacrificing protection:

  • Bundle policies: Package different types of coverage with the same company to score better rates.
  • Adjust deductibles: Choosing a higher deductible usually means lower premiums, but make sure you can comfortably cover that amount if needed.
  • Regular policy reviews: As your life changes, so do your insurance needs. Scheduling regular check-ups helps ensure you’re not wasting money on outdated coverage.
  • Shop around: Different insurers often charge different rates for the same coverage. We can help you compare options.
  • Consider employer benefits: Take full advantage of any group insurance offerings through work, which are often cheaper than individual policies.

Ready to get your insurance planning on track? Get started with Facet today and work with experienced CFP® professionals who understand that protecting your wealth is just as important as growing it.

Remember, good insurance planning doesn’t mean you need to buy every type of coverage out there — you just need to find the right mix to protect what matters most to you while keeping costs reasonable. We’re here to help you find that balance.