Career planning: Most people work over 90,000 hours in their lifetime.*
Why spend more time figuring out your benefits?
Whether you’re just starting out or nearing retirement, we’re here to help you thrive at every stage of your career.
Additional info: https://www.bls.gov/news.release/pdf/atus.pdf
Feel less stress, so you can focus on what you do best.
Juggling work and figuring out benefits can feel like a double shift. From health insurance to retirement plans and wellness programs, figuring it all out can be a headache. Here at Facet, we can help you understand and utilize your benefits to the fullest.
Peace of mind
Health, disability, life insurance and more.
Building your future
401(k)s, IRAs, profit-sharing. ESOPs, and more.
Grow with your career
Equity compensation options like RSUs, NSOs, and ISOs
Change is inevitable.
Growth is optional.
Life throws a lot your way—career changes, unexpected transitions, and even exciting new beginnings. Through all of it, Facet is here to help empower you on your professional journey with the information and guidance you need to thrive.
Need help navigating benefits, career changes and more?
Everyone should feel confident and in control of their financial future.
At Facet, we believe personalized financial guidance shouldn’t be a luxury. That’s why we combine the expertise of CFP® professionals who take the time to understand your unique situation and goals, with cutting-edge technology.
This powerful duo simplifies the process, keeps everything conveniently organized, and empowers you to make informed financial decisions with clarity and peace of mind.
How a Facet memberships work.
Our flat-fee model means no commissions.
Support from a team of CFP® professionals and experts.
Secure, industry-leading technology to manage and organize your entire financial life in one place.
Exclusive partner offers that complement your financial outcomes.
Antonio & Gimez T
New York
“After taking the time to get to know my goals and personality, Facet matched me with an advisor… Not only is [my CFP®] willing to discuss my own finances, she takes the time to answer any questions I have about the world of finance more generally, and I come out of each meeting having learned something new. I highly recommend Facet Wealth to anyone looking for financial advice.”
Isabella Z
Massachusetts
“Facet has completely changed my outlook on how I handle my finances and my confidence in my financial stability and strength in the future. My planner and the team are incredible, and just as excited as I am about building a strong financial future for me.”
Steve E
Massachusetts
“The fee structure is probably the other biggest thing that sent me to Facet and it’s made me very happy with Facet. It puts us at an equal footing with anybody else. It’s not about how much money I have managed by Facet. It’s about us as a client…and as we grow our finances, the attention we get is not gonna change. We’re still a client paying for our Facet services with a fee structure that supports us as just a couple, not as a set of assets.”
Sarah & Michael D
North Carolina
Frequently asked questions.
What is career planning?
Career planning maps out your professional path in a way that works for your life, values, and money goals. While traditional career planning services focus on climbing the corporate ladder, modern approaches like Facet look at your whole life — from work-life balance to building wealth.
Career planning considers everything from your ideal work environment to your long-term financial needs, helping you make decisions that serve both your professional ambitions and personal priorities.
Ready to take stock of where you are and where you want to go? Take our financial wellness quiz to see where you stand today.
What are the benefits of career planning?
A smart career plan helps you land better opportunities, earn more, and find work you actually enjoy. Good planning helps you handle decisions about equity compensation, negotiate better packages, and grow professionally.
When you take time to plan your career moves, you’re better equipped to recognize and seize opportunities that others might miss.
Facet’s investment philosophy focuses on career choices that make you both happy and financially secure. Plus, having a solid career plan gives you the confidence to make bold moves when the right opportunities come along.
What should I consider before making a career change?
A career change isn’t something you should do on a whim. You’ll want to find a company culture and work environment that feels right for you while thinking through any new skills you’ll need to develop along the way.
Consider how your benefits and pay package might change, and make sure the move fits your personal and professional goals. Research industry trends and talk to people already working in your target field.
Understanding the day-to-day reality of your new career path helps you make informed decisions about the transition.
Ready to make sure your finances can support your career move? Get started with a personalized financial roadmap today.
How do career changes affect my retirement planning?
Switching careers can shake up your retirement planning. You’ll need to understand what happens to your retirement accounts at your current job and learn about the retirement benefits at your new workplace.
Consider how salary changes might affect when you can retire, and plan ways to keep your retirement savings on track during the switch. You should also factor in any potential gaps in retirement contributions during your transition period.
You might also need to adjust your investment strategy or increase your savings rate to stay on course. Thoughtful planning keeps your career moves working together with your financial roadmap. Don’t forget to consider ways to catch up if your career change temporarily impacts your retirement savings.
What should I look for in an employer benefits package?
Benefits advisors say there’s more to consider than just health insurance and 401(k) matching. Employers are getting creative with their packages. Look for perks like professional development funds, mental health resources, and flexible work options.
Many companies now offer help with student loans, company equity, and comprehensive wellness programs.
Pay attention to details like vesting schedules, coverage waiting periods, and whether benefits extend to family members.
Some employers offer unique perks like sabbaticals, volunteer time off, or education reimbursement. Take time to understand how each benefit fits into your overall compensation picture. Looking at your whole compensation package helps you make smarter career moves.
How do I align my career goals with my financial goals?
Your career choices and financial goals go hand in hand. You’ll want to figure out what salary you need for your lifestyle and explore which career paths could earn you more over time. Focus on finding jobs with good benefits and room to grow while keeping your skills fresh and marketable.
Having enough savings gives you the freedom to make career moves when you want. Consider how each career step affects your short-term finances and long-term wealth building potential.
Think about opportunities for bonuses, commissions, or equity that could boost your earnings beyond your base salary.
Your career path can change as your goals do. A solid plan helps you make choices that work for both your professional growth and your bank account.