401(k) Retirement Calculator
Use our 401(k) calculator to estimate growth from your contributions and employer matches, helping you make smarter savings decisions. Whether you need to get back on track or want more guidance, Facet can help you hit your retirement goals.
Your Information
This 401k calculator uses a compounding interest formula to project the users potential 401k savings over time. The calculator also does not indicate the IRS Maximum Allowances for contributions and retirement catch up, which can be found here. The calculation assumes a steady rate of return and does not account for market volatility, changes in tax laws, or other factors that could affect your actual savings.
Facet is an SEC registered investment adviser. This calculator is for information purposes only and is not intended to provide investment, legal, tax or accounting advice. The accuracy of this projection is not guaranteed nor is it necessarily applicable to your circumstances. All calculations are for information and illustrative purposes, and based on the user’s inputs at a point in time, and do not account for Facet membership fees, market fluctuations, or any other specific situations. This is not an offer to sell securities or the solicitation of an offer to purchase securities. All investments carry a degree of risk and past performance is not a guarantee of future results.
Life changes fast. Facet delivers objective, personalized financial guidance for all your goals. From making major purchases to planning for retirement, Facet can help you feel confident in your future.
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*Facet’s services vary depending upon the chosen service level.
**Estate Planning services provided by wealth.com, the fee is non-refundable and covers their services. Facet is not an attorney and does not provide tax or legal advice or directly prepare legal documents. Tax laws and regulations are complex and subject to change. Consult with an attorney or tax professional regarding your specific situation. Wealth.com is a separate membership service that automatically renews for Complete members as part of your Facet membership renewal. For Core and Plus members, Wealth.com automatically renews for a $150 annual fee unless this service is canceled prior to renewal.
✝Tax preparation and filing is completed through April Tax Solutions, Inc. (“April”). The Maximum Refund and 100% Accuracy guarantees are offered through April and not Facet, and only eligible for Facet members in the Complete tier. April’s terms and conditions for those guarantees will apply.
April’s Maximum Refund Guarantee
Maximum refund guarantee is provided by April. If you use April’s service to prepare and file your return and you find an error in the tax preparation that entitles you to a larger refund (or smaller liability), you may use their service to amend that return at no additional charge. To qualify, the larger refund or smaller tax liability must not be due to differences or inaccuracies in data supplied by you, your choice not to claim a deduction or credit, positions taken on your return that are contrary to law, or changes in federal or state tax laws.
April’s Accuracy Guarantee
If April’s tax preparation software makes a mathematical error that results in your payment of a penalty and/or interest to the IRS that you would otherwise not have been required to pay, April will reimburse you up to a maximum of $10,000.
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