All annual payments for service are non-refundable. Clients will receive a detailed invoice at enrollment outlining the annual fee. Services will renew annually under the existing terms with notice prior to the renewal date.  No increase in the annual fee shall be effective without prior written notice to the Client at least 30 days in advance.  With notification, Facet may use negative election (i.e. the client must opt out of the change) to automatically increase the fee for service after the notice period.