Carlos Ruiz

Lead Planner​

Carlos is a Lead Planner at Facet and a CERTIFIED FINANCIAL PLANNER™ (CFP®) professional. He brings over a decade of experience in financial services and is passionate about sharing the simplicity of financial planning and empowering others to create a healthy relationship with money. He has hosted community events on mastering cash flow, living debt-free, and saving for retirement. He is also a subject matter expert in student loan planning, and helps clients attack student loans strategically, without putting their life on the back burner.

Carlos serves in the Air Force Reserve and holds a special place in his heart for military families, having first-hand knowledge of the unique planning needs of service-members and veterans. He and his wife, Kitana, met early in their Air Force careers, and they continue to serve together today.

Carlos stays active in his free time and enjoys running, traveling, attending sporting events, taking pictures, and serving at his church. He and his wife welcomed their first child this year!

Education: William Paterson University (BS)

“Act justly, love mercy and walk humbly with God.” - Micah 6:8

Follow Carlos

Get to know Carlos

Our wedding day

Yokota Air Base, Japan

Hiking Mount Tammany with my dad and brothers

Our baby shower

What's the last book you read?

Pilgrim’s Progress

What's your favorite movie?

Rocky (all of them!)

Where's your favorite place in the world?

Yankee Stadium

What's the coolest thing you're working on right now?

Photography project—a tribute to my hometown of Paterson, New Jersey