Financial Calculators
These free calculators and tools can help you navigate your financial journey. Use them to create a budget, figure out how much to save for retirement, calculate your net worth and more.
Find out how your investments and savings accounts might grow over time with our easy-to-use investment return calculator. See the potential impact of different contribution amounts, time horizons, and expected returns to help you plan your financial future with confidence.
Take control of your retirement planning with our 401(k) calculator. Estimate how your contributions, employer matches, and investment growth could add up over time so you can make smarter decisions about your retirement savings.
Calculate your required minimum distribution (RMD) — the minimum amount you must withdraw annually from retirement accounts after age 73 — to avoid penalties and manage your retirement withdrawals. Our RMD calculator helps you determine how much you need to withdraw from your retirement accounts based on your age and account balance.
Get a clearer picture of your finances with our intuitive budget calculator. Track your income against spending categories, identify areas to save, and create a personalized budget plan that works for you.
Understand your complete financial picture by calculating your net worth — the difference between what you own (assets) and what you owe (liabilities/debts). Our net worth calculator helps you track your financial progress and make better decisions about saving, investing, and debt management.
Plan your monthly budget by understanding exactly what you spend on essentials. Our living expenses calculator helps you break down your costs for housing, food, transportation, healthcare, and other necessities so you can better manage your money.
Figure out how much life insurance coverage your family might need and how much it will cost monthly with our life insurance calculator. Factor in your daily expenses and annual income to financially protect your loved ones.
Start planning for your child’s education with our college savings calculator. See how regular contributions can grow over time and estimate how much you’ll need to save based on college cost projections and your timeline.
Build financial security with our emergency fund calculator. Determine how much you should set aside based on your monthly expenses to create a safety net that gives you peace of mind during unexpected situations.