For a limited time: try Foundations worry-free with our 30-day money back guarantee!*
Your fresh start begins today.
Overcome financial stress and start building a strong foundation to live the life you want. Take the first step with a Facet Foundations membership.
Can you send over the quotes provided to you and we’ll see how they fit into your roadmap?
I have an unexpected vet bill. How should I handle this?
Fix your finances.
Change your life.
Life is stressful enough.
Managing your money doesn’t have to be.
Here’s what you can expect in your Facet Foundations membership.
Get your personalized roadmap.
We’ll look at your situation, debt, and goals to create a personalized roadmap based on our 6 Foundational Pillars for financial wellness.
Easy-to-follow steps to stay on track.
Expert guidance when you need it.
Never make a money decision alone with your team of CERTIFIED FINANCIAL PLANNER® professionals, just a message away when you need them.
I just got a new job with a higher salary. How can I pay off my debt faster?
Congrats! Let’s update your roadmap and see how soon we can get that debt paid off.
How it works.
Simple, personalized, and effective—as it should be.
Learn about you and uncovering quick money wins.
We’ll learn about you, your money mindset, habits, and goals. Then we’ll uncover quick wins to improve your finances starting today.
Build your strong financial foundation, together.
We’ll give you a personalized, evolving roadmap and check in monthly with step-by-step action items to help you stay on track.
Voila! Your foundation is built. Now what?
Before you know it, you’ll have built a strong financial foundation. Then, we’ll work together on what’s next and how Facet can get you there!
Facet’s 6 Foundational Pillars for financial wellness.
These are the building blocks of your financial foundation that your personalized roadmap will walk you through.
Understand you and how your mindset impacts your money.
- Together, we’ll uncover your ideas and beliefs around money.
- Using this knowledge, we can help find opportunities for growth.
Get more out of the money you have.
- Stop paying unnecessary fees on your accounts.
- Take advantage of a high-yield account to earn more.
Reduce your debt.
- We’ll look for refinancing and consolidation options to help you pay off debt sooner.
- Receive month-by-month guidance on how much to put toward your loans.
- Get a credit report analysis and guidance to increase your score and lower rates.
Gain control of your spending.
- Look at your monthly expenses and find areas to save that align with your priorities.
- Learn how to build good spending habits, based on what you value.
- Stay ahead of bills and expenses with a safety net.
Build a safety net.
- Invest in an emergency fund to be prepared for life’s surprises.
- Protect what you own with estate planning and insurance recommendations.
Unlock value from your employer’s benefits plan.
- Learn how to get the most from your HSA, and your 401(k) and other workplace retirement plans.
- Customized recommendations for your investment allocations at your active employer-sponsored retirement plan.
We’re here with you,
every step of the way.
Start putting your money to work toward the things you care about most.
Frequently asked
questions.
Why should I choose Facet Foundations?
In an industry saturated with fees, confusing jargon, and cookie-cutter solutions, Facet Foundations exists to make financial planning affordable, accessible, and personalized so that you can build your healthy financial foundation as quickly as possible.
Affordable: With our flat-fee membership, we’re helping you keep money in your pocket so you can spend it on the things that matter most to you.
Accessible: Financial planning can be complicated enough as it is, without all the fancy jargon and hard-to-understand processes. With knowledgeable, unbiased CFP® professionals, intuitive technology and ongoing support, we’re making financial planning simple. (As it should be.)
Personalized: There is no one-size-fits-all approach to planning because every single person is unique, with different values and goals. We take the time to understand our members’ individual needs, dreams and priorities to develop plans that help them achieve success by their unique definition of the word.
How much does Facet Foundations cost?
Facet Foundations costs:
$95/month, if you pay monthly (or $1,140/year).
$275/quarter, if you pay quarterly (or $1,100/year).
$1,000/year, if you pay annually.
What is financial planning?
Financial planning is about understanding your values, setting goals, analyzing your current finances and creating strategies to achieve those goals. For Facet Foundations members, these strategies can include cash flow and debt management, as well as select retirement, insurance, and estate planning strategies. Most importantly, financial planning with Facet is personal, making sure every goal and strategy is aligned with our members’ unique values and priorities.
I can do this myself, why do I need a CFP® professional?
What’s a fiduciary?
A fiduciary holds a legal and ethical relationship of trust with the person whom they’re serving. Therefore, a fiduciary is legally obligated to only make recommendations in the best interest of each person they are giving advice to. Like all SEC-registered firms, all of the CFP® professionals at Facet are fiduciaries on behalf of our members.
Is everyone I’d work with through Facet Foundations a fiduciary?
What happens if I want to cancel my membership?
All of Facet’s memberships are annual and non-refundable. Post the initial 30 day money back guarantee, all Facet memberships are non-refundable for the remainder of the annual subscription period. If you choose to cancel your membership, you will be responsible for any outstanding balance, and will retain access to your team of Facet planners and your Foundations membership for the remainder of the term.
Can my spouse or partner join under my membership or do they need one of their own?
You and your spouse or partner can use the same membership.