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Discover our approach to personal finance through our library of free articles. Gain the financial knowledge you need to enrich every facet of your life.

fed raises rates november

When will the Fed cut rates? June meeting points to a timeline.

As was widely expected, the Federal Reserve held interest rates steady at its June meeting, navigating a difficult moment with risks to both inflation and economic growth. While a potential tariff-driven price spike is keeping the Fed on hold for now, a closer look at their projections and Fed Chair Jerome Powell's comments reveals a clear bias towards cutting rates later this year.

4 Min Read
emergency fund

What is an emergency fund?

An emergency fund is designed to be a safety net for “surprise” expenses. Learn more about what it is and why it is important.

3 Min Read
Trump's "Big Beautiful Bill": What It Means For Your 2025 Money & Investments

"One Big Beautiful Bill": Tax cuts, deficit impact and investor outlook

A significant budget deal, officially titled the One Big Beautiful Bill Act, recently passed the House of Representatives. Investors are already trying to game out how the budget could impact the economy, interest rates and stocks. Here are our views on how this budget could impact your investments.

5 Min Read
The Great Recession

The Great Recession: Lessons learned & how to prepare

Economic downturns are an inevitable part of our financial system. Since World War II, the US has experienced a recession about every 6.5 years, making it a predictable if unwelcome feature of our economy.[1] The Great Recession stands out for its severity and how it fundamentally changed our approach to financial regulation, personal finance, and ... Read more

5 Min Read
Are we in a recession?

Are we in a recession? Signs of recession & what to do

With economic headlines growing increasingly concerning and inflation putting pressure on household budgets, many Americans are wondering, “Are we in a recession?” or “Is the stock market crashing?” The good news is that the U.S. is not currently in a recession. This article breaks down what recessions are, examines current economic data, and provides practical ... Read more

5 Min Read
Concentrated Stock YT Video Thumbnail

Got a concentrated stock holding? How to diversify in a tax-smart way

A common problem we see among members is how to handle a single stock that has become too large within their portfolio. It is a good problem to have, but presents a real challenge. Here are some general principles for approaching this, applicable whether the stock is from your employer or simply a long-held investment that has appreciated.

3 Min Read

The 2025 tariff shock: Inflation peak, economic risks and Fed's next move

Recent warnings from major retailers, like Walmart, suggest that price increases related to newly implemented or proposed tariffs are on the horizon. This raises critical questions for consumers and investors: How high could inflation go? How long might these effects last? And what does this all mean for your money?

3 Min Read
Why the dollar has fallen in 2025

Is the U.S. dollar losing its power? What it means for investors

The U.S. dollar has declined in value since President Donald Trump announced his tariff plans in early April. Could this threaten the dollar's long-held position as the world's dominant currency? For individual investors living and working in the U.S., what does this mean, and should you be worried?

5 Min Read
Fed holds rates amid tariff inflation & Trump pressure

Fed holds rates amid tariff inflation & Trump pressure

The Federal Reserve made no changes to its interest rate target during the May 7 meeting, as was widely expected. This meeting comes at a difficult time for the Fed. The economy seems to be slowing, but tariffs are very likely to deliver a bout of inflation this summer. Meanwhile, President Donald Trump is putting ... Read more

3 Min Read