Navigating real estate investments: a guide to potential risks
Real estate investments have a number of challenges, including poor business conditions and unattractive prices.
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Unlock the power of your Health Savings Account (HSA): 5 hidden benefits you need to know
Imagine an account that offers not just one, not just two, but three tax advantages. Yes, it exists and it’s your health savings account (HSA). It’s the only account that exists that offers three potential tax benefits. Despite such incredible benefits, surprisingly few people fully capitalize on this opportunity and almost 90% don’t take advantage ... Read more
Max out the potential of your 401(k) retirement plan
It sets you up for retirement. And it offers some big tax benefits. If your employer offers a 401(k) plan, we strongly recommend jumping on the opportunity. creating an account. First, what’s a 401(k) account? It’s a type of retirement account run by employers. Basically, it lets you set aside a portion of your paycheck ... Read more
Do I really need an estate plan if I’m not wealthy?
The term “estate planning” often conjures up images of the lifestyles of the rich and famous, complete with yachts, private jets, and mansions. It’s easy to feel like you only need to worry about this if you have a literal estate with manicured gardens. But the truth is much simpler. This process is about making ... Read more
Using diversification to play offense
Smaller company stocks have outperformed their larger peers by a historic degree so far in July. This episode illustrates that diversification isn't just about risk management, but also about driving returns. Here we discuss why smaller companies are surging, what it will take for this trend to persist and how what this moment teaches us about portfolio construction.
Investor Newsletter: Inflation, falling AI stocks, and forecasting the future
In this week's Investor Newsletter, we review the week that was. Nvidia and other AI-related stock drops, what does that mean for the broader market? And inflation keeps falling, is the Fed finally ready to cut rates? Plus we do a deeper dive into how Facet approaches forecasting market events.
Am I ever going to be able to buy a home?
Despite multi-decade highs in mortgage rates, home prices keep rising. This has made a house unaffordable for many. Is there any relief in sight? We dive into the state of the real estate market, including everything from home prices to rental rates to real estate investing.
Open Enrollment Guide: How to Choose the Right Benefits
Your once-a-year opportunity to analyze your benefits and make the choices that will be best for the coming year.
Streamline your savings: A simplified guide to consolidate 401(k) accounts
You've likely considered merging your retirement accounts before but never followed through. Here's why it might be a good idea, and how to do it.
Market jitters: How rumors and new data can impact your portfolio
This investor newsletter covers all the things Facet's Chief Investment Officer is watching right now, pro insights, and details on how Facet portfolios are currently positioned.
The 4 percent rule in retirement: Is this withdrawal strategy still reliable or outdated?
Is the 4% rule still the gold standard for retirement withdrawal strategies? Find out if its a reliable retirement income method and discover alternatives.
What is a dual power of attorney and how does it work?
Discover the benefits and precautions of creating a dual power of attorney to protect your health and financial affairs, with tips on designating agents and monitoring their actions.