Privacy Notice
FACTS
WHAT DOES FACET DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Contact and demographic information including name, phone number, zip code, and email address
- Social Security Number
- Assets and income
- Financial account information
- Information as more fully described in our online privacy policy
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Facet chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does Facet share?
Can you limit this sharing?
For our everyday business purposes —
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes
No
For our marketing purposes —
to offer our products and services to you
Yes
No
For joint marketing with other financial companies
No
We do not share
For our affiliates’ everyday business purposes —
information about your transactions and experiences
No
We do not share
For our affiliates’ everyday business purposes —
information about your creditworthiness
No
We do not share
For our affiliates to market to you
No
We do not share
For nonaffiliates to market to you
No
We do not share
To limit our sharing
- Phone: (443) 376-6222 or
- Email: [email protected]
Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Questions?
Call (443) 376-6222 or go to https://facetwealth.com/legal-documents/privacy-policy/
Who we are
Who is providing this notice?
This privacy notice is being provided by Facet Wealth, Inc. (Facet)
What we do
How does Facet protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
When you access our account-holder areas, you are required to provide your username and your password. Do not share your password and change it frequently.
How does Facet collect my personal information?
We collect your personal information, for example, when you
- Visit our website and create an account
- Communicate with us on our websites
We also collect your personal information from others, such as credit bureaus, affiliates, and data providers.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes—information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account—unless you tell us otherwise.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Facet does not have any affiliates or subsidiaries.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- We do not share with nonaffiliates so they can market to you
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- We do not jointly market
Other important information
NV: If you are consumer with a Nevada mailing address, we are providing you this notice under state law. If you prefer not to receive marketing calls from us, you may be placed on our internal Do Not Call List by contacting us at (443) 376-6222. You may also contact the Nevada Attorney General’s office: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; telephone number: 1-702-486-3132; email [email protected] or [email protected].
VT: If you are consumer with a Vermont mailing address, we will not share information we collect about you with companies outside of Facet Wealth, Inc., unless the law allows. For example, we may share information with your consent, to service your accounts or under joint marketing agreements with other financial institutions with which we have joint marketing agreements. We may share information about our transactions or experiences with you within our corporate family without your consent.
CA: If you are a consumer with a California mailing address, we will not share information we collect about you with companies outside of Facet, unless the law allows. For example, we may share information with your consent, to service your accounts, or to provide rewards or benefits to which you are entitled.