Recent investment returns.
At Facet, we go beyond just investing your money. We take a full-picture approach to your entire financial life. Your investments work in unison with your roadmap, factoring in your goals, cash flow, tax savings, and risk tolerance.
Use this tool to get an idea of past performance over the selected timeframe, based on common investment portfolios.
This Facet interactive investment analysis tool provides modeled portfolio performance for selected time frames and asset allocations, and is based on ETFs used in current Facet investment models. The outcomes shown should be considered hypothetical in nature, as they do not represent results achieved in client portfolios. Rather, the tool produces simulations and statistical analysis to show potential various investment outcomes if certain factors are changed. Each asset allocation model in the tool is based on ETFs that represent segments of domestic equity, international equity and fixed income investments. The start date for since inception performance starts on 12/31/2018. While this investment analysis tool is model performance, this date does align with the date that Facet uses for the start date of actual member portfolios. The performance shown in the analysis tool is the cumulative return for the time frame selected and the average annual performance, calculated as a compounded growth rate, for that specific period.
It is assumed and modeled that these portfolios would be rebalanced quarterly to ensure that they were aligned to the targeted model and assumes that all dividends are reinvested. Certain strategies, such as tax-loss harvesting, are not considered in these simulated returns. In addition, the results shown are net of underlying investment fees (expense ratios) but do not consider or include any other fees such as Facet’s planning or membership fees. If those fees were considered, the outcomes shown would yield lower returns.
All results are shown as of the close of the prior market close. Individual performance results could vary over time and there is always risk, including the depreciation of capital, with investing. In addition, past performance does not guarantee future results.
The asset allocation options available in the tool represent what options most Facet members choose for their investments. In addition, the choice of taxable versus non-taxable investments represents a difference in portfolios for each type of account. Given the tax treatment of each type of account, different underlying ETFs are used in the calculations. For example, any fixed income investment in municipal securities would not be included in the non-taxable selection.
This interactive tool provides a finite set of investment types and asset allocations. There are many other investment approaches that could provide different results in terms of both return and risk tolerance. They are not shown here as these simulated results are intended to reflect a typical investment through Facet based on Facet’s investment philosophy (link) and should be viewed as an educational tool for its users to evaluate the potential risks and returns of different investment choices.