Transformative planning. Transparent, flat-fee pricing.
The membership you need for every facet of your financial life.
Included in every membership.
Secure member dashboard
- Single place to see all your money info and track progress
- Earned an “A” rating from SSL Labs for website security
- Unlimited planner messaging
Personalized financial roadmap
- Designed just for you to achieve your goals
- Step-by-step guidance to keep you on track
- Adjusts as your life changes
Always a CFP® professional
- All CERTIFIED FINANCIAL PLANNER® professionals–the highest financial planning certification
- Unbiased advice–no conflicts, no commissions
- Convenient virtual meetings
Retirement and life planning
- Goal and income assessment
- Savings and investment planning
- Tax-advantaged contributions and withdrawals
- Ongoing planning pre and post-retirement
Savings and debt management
- Cashflow management
- Short and long-term savings strategies
- Debt management
Investment management
- Tax-advantaged accounts (including IRAs and backdoor Roth IRA conversions)
- Individual, joint, and trust taxable accounts
- Exchange-traded fund (ETF) portfolios
- Continuous portfolio monitoring
- Tax-loss harvesting
- Employer plan guidance (including 401k, HSA/FSA)
Tax-savings strategies
- Tax-savings strategy built into your roadmap
- Tax-efficient education savings recommendations
Insurance planning
- Identify coverage gaps
- Annual review with recommendations
- Employer-sponsored insurance support (including health and life)
Education planning
- Education savings
- Tuition payment strategy
- Loan payoff strategies
Secure member dashboard
- Single place to see all your money info and track progress
- Earned an “A” rating from SSL Labs for website security
- Unlimited planner messaging
Personalized financial roadmap
- Designed just for you to achieve your goals
- Step-by-step guidance to keep you on track
- Adjusts as your life changes
Always a CFP® professional
- All CERTIFIED FINANCIAL PLANNER® professionals–the highest financial planning certification
- Unbiased advice–no conflicts, no commissions
- Convenient virtual meetings
Retirement and life planning
- Goal and income assessment
- Savings and investment planning
- Tax-advantaged contributions and withdrawals
- Ongoing planning pre and post-retirement
Savings and debt management
- Cashflow management
- Short and long-term savings strategies
- Debt management
Investment management
- Tax-advantaged accounts (including IRAs and backdoor Roth IRA conversions)
- Individual, joint, and trust taxable accounts
- Exchange-traded fund (ETF) portfolios
- Continuous portfolio monitoring
- Tax-loss harvesting
- Employer plan guidance (including 401k, HSA/FSA)
Tax-savings strategies
- Tax-savings strategy built into your roadmap
- Tax-efficient education savings recommendations
Insurance planning
- Identify coverage gaps
- Annual review with recommendations
- Employer-sponsored insurance support (including health and life)
Education planning
- Education savings
- Tuition payment strategy
- Loan payoff strategies
$250 enrollment fee waived* on annual subscription
Core
$2,100/year
$250 enrollment fee waived*
The planning and guidance you need to manage your finances and grow your money with confidence.
Any CFP® professional
3 designated planning meetings (year 1)
Business hours (9am - 5pm)
Services
- Retirement and life planning
- Savings and debt management
- Investment management
- Tax-savings strategies
- Insurance planning
- Education planning
Plus
MOST POPULAR
$3,300/year
$250 enrollment fee waived*
Step up to a dedicated CFP®® team, advanced investing and employer stock and equity planning.
Dedicated CFP® team
3 designated planning meetings (year 1)
Extended hours upon request (9am - 8pm)
Services
- Retirement and life planning
- Savings and debt management
- Investment management
- Tax-savings strategies
- Insurance planning
- Education planning
- Employer stock and equity planning including valuation, vesting schedules, optimal purchase and sale and tax strategies
- Access to private market investing like private loans and real estate (Alternative Income)
Complete
$6,600/year
$250 enrollment fee waived*
A dedicated CFP® professional, additional planner meetings, and priority support. Also includes advanced investing and tax strategy, and estate planning.
Your own dedicated CFP® professional
4 designated planning meetings (year 1)
Extended hours upon request (7am - 8pm)
Private investment team consultation
Priority member support
New member concierge onboarding
Services
- Retirement and life planning
- Savings and debt management
- Investment management
- Tax-savings strategies
- Insurance planning
- Education planning
- Employer stock and equity planning including valuation, vesting schedules, optimal purchase and sale and tax strategies
- Access to private market investing like private loans and real estate (Alternative Income)
- Access to advanced tax-saving investing strategy (Direct Indexing)
- Comprehensive tax-savings analysis and strategy, including credits and deductions analysis, money withdrawal strategy, and withholdings
- Estate planning includes all needed legally-binding, state-specific documents, plus ongoing updates
$2,100/year
$250 enrollment fee waived*
The planning and guidance you need to manage your finances and grow your money with confidence.
Any CFP® professional
3 designated planning meetings (year 1)
Business hours (9am - 5pm)
Services
- Retirement and life planning
- Savings and debt management
- Investment management
- Tax-savings strategies
- Insurance planning
- Education planning
MOST POPULAR
$3,300/year
$250 enrollment fee waived*
Step up to a dedicated CFP®® team, advanced investing and employer stock and equity planning.
Dedicated CFP® team
3 designated planning meetings (year 1)
Extended hours upon request (9am - 8pm)
Services
- Retirement and life planning
- Savings and debt management
- Investment management
- Tax-savings strategies
- Insurance planning
- Education planning
- Employer stock and equity planning including valuation, vesting schedules, optimal purchase and sale and tax strategies
- Access to private market investing like private loans and real estate (Alternative Income)
$6,600/year
$250 enrollment fee waived*
A dedicated CFP® professional, additional planner meetings, and priority support. Also includes advanced investing and tax strategy, and estate planning.
Your own dedicated CFP® professional
4 designated planning meetings (year 1)
Extended hours upon request (7am - 8pm)
Private investment team consultation
Priority member support
New member concierge onboarding
Services
- Retirement and life planning
- Savings and debt management
- Investment management
- Tax-savings strategies
- Insurance planning
- Education planning
- Employer stock and equity planning including valuation, vesting schedules, optimal purchase and sale and tax strategies
- Access to private market investing like private loans and real estate (Alternative Income)
- Access to advanced tax-saving investing strategy (Direct Indexing)
- Comprehensive tax-savings analysis and strategy, including credits and deductions analysis, money withdrawal strategy, and withholdings
- Estate planning includes all needed legally-binding, state-specific documents, plus ongoing updates
*Facet will waive the initial enrollment fee of $250 if you select an annual payment for your services.
All annual payments are non-refundable. Additional terms and conditions for annual payments can be found here.
All annual payments are non-refundable. Additional terms and conditions for annual payments can be found here.
Memberships built to fit your life.
Compare all the options to find exactly what you need.
|
Core
|
Plus
|
Complete
|
|
|---|---|---|---|
| Retirement and life planning | |||
| Goal and income assessment | |||
| Savings and investment planning | |||
| Tax-advantaged contributions & withdrawals | |||
| Ongoing planning pre- and post-retirement | |||
| Savings and debt management | |||
| Cashflow management | |||
| Short and long-term savings strategies | |||
| Debt management | |||
| Investment management | |||
| Risk assessment | |||
| Portfolio monitoring | |||
| Tax-loss harvesting | |||
| Portfolio rebalancing | |||
| Employer plan guidance (401k, HSA/FSA, 403b, etc.) | |||
| Tax-advantaged accounts (traditional and Roth IRAs, backdoor Roth IRA conversions) | |||
| Taxable accounts (individual, joint, and trust) | |||
| Short-term savings strategies | |||
| Core ETF portfolios | |||
| Alternative Income investing | |||
| Direct Indexing | |||
| Insurance planning | |||
| Identify coverage gaps | |||
| Annual review with recommendations | |||
| Employer-sponsored insurance support (health, life, etc.) | |||
| Education planning | |||
| Education savings | |||
| Tuition payment strategy | |||
| Loan payoff strategies | |||
| Tax planning | |||
| Tax savings strategy recommendations | |||
| Tax-efficient education savings recommendations | |||
| Last year's tax return missed opportunity analysis | |||
| Personalized Roth conversion recommendation | |||
| Personalized tax withholdings analysis | |||
| Personalized taxable account diversification analysis | |||
| Personalized tax credits and deductions analysis | |||
| Personalized tax-saving retirement account withdrawal strategy | |||
| Employer stock and equity compensation | |||
| Equity award planning (optimal exercise and tax plan) | |||
| Company stock plan guidance (RSUs, ISOs, etc.) | |||
| Annual access to equity comp specialist | |||
| Estate planning | |||
| Estate planning education and guidance | |||
| Full suite of state-optimized documents | |||
| Last will and testament | |||
| Revocable trust and pour-over will | |||
| Financial power of attorney | |||
| Advanced healthcare directive | |||
| Nomination of guardianship | |||
| Unlimited access, make updates anytime |
Core
$2,100/year
Plus
$3,300/year
Complete
$6,600/year
Retirement and life planning
Included in every membership
Included in every membership
Goal and income assessment
Savings and investment planning
Tax-advantaged contributions & withdrawals
Ongoing planning pre- and post-retirement
Savings and debt management
Included in every membership
Included in every membership
Cashflow managment
Short and long-term savings strategies
Debt management
Investment management
Included in every membership
Included in every membership
Risk assessment
Portfolio monitoring
Tax-loss harvesting
Portfolio rebalancing
Employer plan guidance (401k, HSA/FSA, 403b, etc.)
Tax-advantaged accounts (traditional and Roth IRAs, backdoor Roth IRA conversions)
Taxable accounts (individual, joint, and trust)
Short-term savings strategies
Core ETF portfolios
Alternative Income investing
Direct Indexing
Insurance planning
Included in every membership
Included in every membership
Identify coverage gaps
Annual review with recommendations
Employer-sponsored insurance support (health, life, etc.)
Education planning
Included in every membership
Included in every membership
Education savings
Tuition payment strategy
Loan payoff strategies
Tax planning
Plans differ
Plans differ
Tax savings strategy recommendations
Tax-efficient education savings recommendations
Last year's tax return missed opportunity analysis
Personalized Roth conversion recommendation
Personalized tax withholdings analysis
Personalized taxable account diversification analysis
Personalized tax credits and deductions analysis
Personalized tax-saving retirement account withdrawal strategy
Employer stock and equity compensation
Plans differ
Plans differ
Equity award planning (optimal exercise & tax plan)
Company stock plan guidance (RSUs, ISOs, etc.)
Annual access to equity comp specialist
Estate planning
Plans differ
Plans differ
Estate planning education and guidance
Full suite of state-optimized documents
Last will & testament
Revocable trust & pour-over will
Financial power of attorney
Advanced healthcare directive
Nomination of guardianship
Unlimited access, make updates anytime