The Fine Print

Website Access and Electronic Delivery Acknowledgement

As a client of Facet you agree to participate in the password-protected access portion of Facet’s Internet web site. Participation will allow you to review certain investment-related information published by Facet and unaffiliated third parties. This password-protected access is made available to clients of Facet free of charge. This authorization shall remain in effect until canceled in writing.

You understand that the password-protected section is a secure website intended only to allow a client access to information relative to his/her/their specific account. You understand that you will be assigned an individual password. You agree not to share your password with any other person. You hereby release and hold Facet harmless from any adverse consequences relative to any failure by you to keep the identity of your password secure.

You also understand, authorize and accept delivery of all required regulatory notices, disclosures and agreements via electronic mail and/or Facet’s internet website and understand it is your responsibility to notify Facet in writing of any changes to your email address. You acknowledge that you have the ongoing ability to receive and open standard electronic mail and corresponding electronic documents. You release and hold Facet harmless from any and all claims and/or damages of whatever kind resulting from Facet’s electronic transmission of information provided that Facet has correctly addressed the electronic transmission to you and/or other intended recipients.