You work too hard to overpay on taxes.
How are you really feeling
about your taxes?
Standard tax prep is designed to look backwards.
- Guided assistance: Real support for every step of your tax filing.
- Flat membership fee: Included in your financial planning membership.
- Certified experts: Real humans, not just an algorithm.
Facet members don’t wait for tax season. They stay ahead of it.
Tax planning, 365 days a year.
Treating taxes separately from your finances can mean lost opportunities. We sync your money and tax strategy to capture savings all year long.
No more surprises.
Make April just another month.
Here's what's included.
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Core
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Plus
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Complete
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| Integrated filing benefits | |||
| Simple online dashboard to submit all your tax documents in one place. | |||
| Certified tax professional prepares and files your taxes from start to finish (federal and state). | |||
| Automated data imported from your financial roadmap. | |||
| Initial consultation session with a certified tax professional before they begin filing your return. | |||
| Personal session with a certified tax professional to discuss your expert-reviewed return before filing. | |||
| Backed by a Tax Return Accuracy Commitment.* | |||
| Tax & finance essentials | |||
| Uncover tax strategies available to you based on IRS rules and regulations. | |||
| Extensive scan to determine qualification for credits and deductions. | |||
| Tax-advantaged investing | |||
| Maximize your education savings via state-specific 529 plan account recommendations. | |||
| Cash-flow saving recommendations using best-practice strategies. | |||
| Cash-flow saving recommendations using custom tax-bracket analysis and advanced strategy. | |||
| Analyze last year's tax return for missed tax opportunities that could still be claimed. | |||
| Adjust your withholdings to reduce the risk of over or underpayment based on your tax optimized strategy. | |||
| Adaptive tax planning | |||
| Boost your cash flow now, reach your goals sooner, or solve for lifetime tax reduction via tax strategy trade offs. | |||
| Tax liability reduction | |||
| Offset gains by harvesting tax losses in your taxable accounts. | |||
| Diversify your taxable accounts using best practice strategies. | |||
| Recommendations for tax-free growth over your lifetime by converting pre-tax funds to Roth using best-practice strategies. | |||
| Roth conversion sequencing using custom analysis and advanced strategy. | |||
| Diversify your taxable accounts using custom analysis and advanced strategy. | |||
| Strategic withdrawal planning | |||
| Cover your retirement needs via Facet's pro-rata or qualified first withdrawal strategies. | |||
| Customized withdrawal strategy to maximize retirement savings. | |||
| Business & rental strategy | |||
| Small business tax strategies including the tax impact of buying or selling a business, and an LLC versus S corp analysis. | |||
| Small business retirement plan guidance. | |||
| Rental property tax deduction optimization, including depreciation strategies and cost segregation study recommendations. |
*Facet has partnered with Taxfyle to connect you with an independent tax professional, a CPA or Enrolled Agent credentialed in the United States, who prepares your return and files it once you approve it. Through Taxfyle, your service includes audit representation and amended-return preparation backed by a Tax Return Accuracy Commitment. All subject to Taxfyle’s terms and conditions.
Taxes don’t have to be a chore.
Taxes done right.
Everything in one place.
File with a plan.
Tax Return Accuracy Commitment*
*Facet has partnered with Taxfyle to connect you with an independent tax professional, a CPA or Enrolled Agent credentialed in the United States, who prepares your return and files it once you approve it. Through Taxfyle, your service includes audit representation and amended-return preparation backed by a Tax Return Accuracy Commitment. All subject to Taxfyle’s terms and conditions.
Taxes are just the start.
We’ve integrated expert tax filing into a comprehensive financial strategy. It’s a smarter way to manage your money—and the industry experts agree.
Tyler Gardner
Finance Educator (3M+ Followers)
Facet has a 4.7-star rating with NerdWallet as of October 2025, period considered Aug – Oct. 2025. This review is unpaid, but Nerdwallet receives referral compensation. USA TODAY/Statista included Facet in the list of Best Financial Advisory Firms 2026 based on an independent survey and AUM analysis, as of April 2026. Trustpilot rating as of 2/13/26 (may fluctuate); based on reviews since Jan 2022. BBB A+ Rating as of April 2026, based on reviews, complaints, time in business, etc; this Accreditation does not imply BBB approval/ endorsement. BBB is a paid membership; no compensation was paid for these ratings, rankings, or reviews. More details here.
Tyler Gardner is not a member of Facet, and has an incentive to endorse Facet as he has an ongoing fee-based contract for cash compensation, as well as a percentage of equity in Facet, based on this endorsement. All opinions are his own and not a guarantee of a similar outcome.
Facet is a RIA with the SEC. Greg is a paid creator, not a Facet employee or member, and received one-time compensation for this video. Past performance doesn’t guarantee similar future results.
Facet will handle way more than just taxes.
- Always a CFP® professional: Work with a team of fiduciaries legally bound to put your interests first.
- Goal-based planning: Get custom strategies for retirement, major purchases, and life milestones.
- All-in-one dashboard: Track your investments, returns, and progress in one secure location.
- Flat membership fee: One transparent price with zero commissions or hidden fees.
Real stories. Total confidence.
Frequently asked questions.
What is tax planning, and why is it important?
Tax planning means looking ahead at your financial decisions to help you save on taxes throughout the year — not just at tax time. A tax advisor can help you make smarter choices about your money while making sure you’re following all the tax rules.
With tax planning, you have a professional in your corner who knows everything about the tax code so you don’t have to. They can help you find opportunities to save money you might miss on your own, whether through deductions, credits, or timing your income and expenses just right.
Want to see how our team approaches this? Check out our investment philosophy, or get started with a personalized plan today.
Is tax planning only for high earners?
No way! Whether you’re making six figures or just starting your career, tax planning services can help you keep more of your hard-earned money. A solid tax strategy can benefit anyone who wants to be smarter about their finances.
Even saving a few hundred dollars in taxes each year adds up over time — that’s money you could invest, save, or use for something important to you.
Not sure where you stand? Take our quick financial wellness quiz to find out.
What changes in my life should prompt a tax strategy review?
Lots of life changes can affect your taxes. Here are the big ones:
- Getting married or divorced
- Having a baby or helping out aging parents
- Buying or selling your home
- Switching jobs or getting a promotion
- Starting a business
- Getting an inheritance
- Moving to a new state
Each of these situations might mean you need to adjust your tax approach. A financial advisor who assists with tax planning can help you manage these changes and find opportunities to save. Plus, they can help you plan ahead so you’re never caught off guard by unexpected taxes.
If you’re running a business, our guide to small business tax has some helpful pointers.
How can a financial planner help maximize the tax advantages of retirement savings?
Your planner can help you make smart choices about retirement savings that could save you money both now and later. They’ll help you figure out:
- Whether to go with a traditional or Roth IRA (it’s not one-size-fits-all)
- How much to put in your 401(k)
- Where to keep different types of investments to make the most of tax advantages
- When to take money out of retirement accounts to minimize taxes
- How Social Security affects your taxes (yep, it might be taxable)
- Ways to reduce taxes when you’re actually retired
Want to learn more? Check out our retirement planning page for the full scoop.
Can a financial planner help with estate planning?
A good financial planner can help make sure more of your money goes to your loved ones instead of taxes. They can help with things like:
- Finding smart ways to give money to family without triggering gift taxes
- Integrating trusts into your overall financial plan
- Making charitable donations work harder for your tax situation
- Planning what happens to your business when you retire
- Using life insurance effectively as part of your overall strategy
- Timing distributions to minimize tax impact
Understanding inheritance tax is important if you want to pass on wealth to your family. We suggest pairing this with solid insurance planning to protect everything you’ve built. Working with a tax advisor now can save your family from headaches later.
Does Facet offer tax guidance for small business and rental property owners?
While we don’t do business planning, we are experts in personal financial planning for business owners. A key part of our integrated tax offering is ensuring your business – including real estate investments – is structured to be as tax-efficient as possible for your personal financial plan. Your dedicated planner works directly with our in-house team of tax professionals to help you analyze the tax impact of big decisions, including:
- Analysis on the tax impact of an LLC vs. S Corp
- Analysis of the tax impact of a purchase or sale of a business
- Guidance on small business retirement plans (like a SEP IRA or Solo 401k)
- Rental property tax deduction optimization, including depreciation strategies and recommendations for cost segregation studies.
What are Facet’s tax filing services?
We offer a premium solution that’s ideal for anyone who wants an expert to handle the entire tax-filing process, from start to finish. This service is included with our Plus and Complete Memberships.
How does tax filing at Facet work?
Our process is designed to be simple and seamlessly integrated into your Facet experience.
It starts with you securely uploading your tax documents to our portal. You’ll have the option to schedule a kick-off call with a certified tax professional to discuss your situation before they begin. From there, your tax expert takes over, preparing and optimizing your entire return. They will notify you when it’s ready for your final review and approval, and then they will file on your behalf.
The tax filing process is the starting point for the year ahead. Key data from your completed tax return feeds directly into your financial roadmap, allowing your planner to see even more of your financial picture and making it even easier to help you make smarter and more tax-efficient decisions going forward.
Why should I file my taxes with my financial planner?
Filing your taxes with Facet transforms tax prep from a reactive, once-a-year chore into a proactive, year-round strategy. For too long, tax filing has been disconnected from long-term financial planning. When your planner and your tax preparer are on the same team, we can ensure that every financial decision you make – from how you manage your investments to how you save for retirement – is done in the most tax-efficient way possible. It’s an important piece of a truly comprehensive financial plan.
What does the “Tax Return Accuracy Commitment” mean?
The Tax Return Accuracy Commitment means that if an issue is found after your tax return is filed, a Taxfyle tax professional will review, and if appropriate, prepare and file an amended return.
*Tax filing service is available in our Plus and Complete memberships.
**Facet has partnered with Taxfyle to connect you with an independent tax professional, a CPA or Enrolled Agent credentialed in the United States, who prepares your return and files it once you approve it. Through Taxfyle, your service includes audit representation and amended-return preparation backed by a Tax Return Accuracy Commitment. All subject to Taxfyle’s terms and conditions.