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Grow Your Knowledge

We think financial planning information should answer more of the questions we all have and be less complicated. Learn about how we approach personal finance through our library of free articles that will help you deepen your financial literacy.

Will mortgage rates keep falling in 2026? A forecast & analysis

Mortgage rates have finally dipped below 7%, but will they keep falling in 2026? This analysis dives into the three key economic scenarios—from a steady economy to a full recession—that will determine the Federal Reserve's path on future rate cuts. We break down what it would take to see 5% mortgage rates, what could send them back to 7%, and what the new 50-year mortgage proposal could mean for homebuyers.

4 Min Read

Flying blind: the Fed cuts rates at the October 2025 meeting

The Federal Reserve cut its target for interest rates by 0.25% at the October meeting. For a long time, Fed Chair Jerome Powell has told us the Fed’s decisions would be “data dependent.” However, with the government having been shut down for almost all of October, there is very little new data for the Fed ... Read more

6 Min Read

Let's be honest: It's time to move on from passwords.

At Facet, we believe managing your finances should be seamless and secure. For too long, the password has been a source of frustration—hard to remember, a hassle to manage, and a real security risk. This isn’t just an inconvenience; it’s a common weakness for most. We all do it— reuse the same password across multiple ... Read more

3 Min Read