Unlock the power of your Health Savings Account (HSA): 5 hidden benefits you need to know

Imagine an account that offers not just one, not just two, but three tax advantages. Yes, it exists and it’s your health savings account (HSA). It’s the only account that exists that offers three potential tax benefits. Despite such incredible benefits, surprisingly few people fully capitalize on this opportunity and almost 90% don’t take advantage ... Read more

7 Min Read

Max out the potential of your 401(k) retirement plan

It sets you up for retirement. And it offers some big tax benefits. If your employer offers a 401(k) plan, we strongly recommend jumping on the opportunity. creating an account. First, what’s a 401(k) account? It’s a type of retirement account run by employers. Basically, it lets you set aside a portion of your paycheck ... Read more

4 Min Read

Why everyone needs an estate plan

Imagine what would happen if you, or someone you love, gets hurt, sick, or even worse, if there’s an unexpected loss of life? Now imagine how you’ll feel when you know that you’ve put a plan in place to make sure that you, everything you work so hard for, and the people you care about ... Read more

3 Min Read

Investor Newsletter: Fed goes big, hoping to save the economy

Hello and welcome to the latest Facet Investor Newsletter. I’m your Chief Investment Officer, Tom Graff. I want to let everyone know that this is our final Investor Newsletter. But it’s not the end of our market insights. We’re moving that content to our YouTube channel where I’ll provide weekly updates. Additionally, please stay tuned ... Read more

5 Min Read

Understanding the Fed’s recent decision to cut rates

The Federal Reserve cut its target interest rates by 0.5% on Wednesday, and signaled that additional rate cuts are likely in the coming months. Why did they decide to cut by 0.5% vs. the more typical 0.25%? Is the Fed more worried about the economy than we realized? And what does this mean for mortgage ... Read more

5 Min Read

Investor Newsletter: Real estate stocks only have one way out

In this newsletter we’ll look back on a big up week for stocks, a major inflation report, and preview a pivotal Federal Reserve meeting. Plus we’ll dive into why doesn’t Facet doesn’t have an explicit real estate allocation.

6 Min Read

Investor Newsletter: Murky path for economy drives stocks lower

Hello again and welcome to another edition of the Facet Investor Newsletter. I’m Tom Graff, your Chief Investment Officer. This week we’ll cover a tough week for stocks, highlighted by some disappointing data on the labor market. Is the market worried about an impending recession? And what does it mean for the Federal Reserve’s big ... Read more

7 Min Read

Job gains disappoint again in August

Is the job market weakening? Could the U.S. be headed for recession? Here's our views on the state of the labor market.

6 Min Read

Investor Newsletter: The market is expensive. Should you sell?

In this week's Facet Investor Newsletter we cover a solid week for stocks despite disappointing earnings from Nvidia. We’ll look at what went wrong and what it says about the broader market. Plus how to handle a stock that has become expensive.

5 Min Read

Big yields on cash accounts are about to go extinct

Investors have recently enjoyed high interest rates on very safe investment vehicles. This could all be about to change. As the Fed cuts interest rates, those high yields you’ve been getting may soon be a thing of the past. How will this play out? And what should you be doing differently in a falling rate environment?

6 Min Read