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REITs have long been a popular asset class for income and diversification. However, the current economic landscape presents a challenging combination of headwinds for REIT investors. Here is why we're cautious about REITs today.
A major new law, the “One Big Beautiful Bill Act” (OBBBA), was signed on July 4, 2025, and it’s set to make some significant changes to your financial life. Think of it as an update to the tax cuts of 2017, but with new rules for everything from your paycheck to saving for college and ... Read more
The second quarter was a period of extremes. In early April, the S&P 500 briefly fell into bear market territory, having declined more than 20% from its highs on worries about the “Liberation Day” tariff announcement. But after the initial tariff plan was put on “pause” stocks began to recover. By the end of the quarter global stocks were trading at all-time highs. Here are our thoughts on what happened this quarter, how it impacted our strategies, and what we expect in the coming quarters.
The recent conflict in Iran has understandably put investors on edge. But what might the actual economic impact of this conflict be? Does it suggest any portfolio changes? Here are our thoughts in how these events could influence the economy, markets and your money.
As was widely expected, the Federal Reserve held interest rates steady at its June meeting, navigating a difficult moment with risks to both inflation and economic growth. While a potential tariff-driven price spike is keeping the Fed on hold for now, a closer look at their projections and Fed Chair Jerome Powell's comments reveals a clear bias towards cutting rates later this year.
What is the stock market? What are stocks? How do stocks fit into your overall financial plan? Here are some answers.
An emergency fund is designed to be a safety net for “surprise” expenses. Learn more about what it is and why it is important.
Mortgage rates have remained stubbornly elevated, hovering around 7% for much of the last three years. Many are understandably hoping for rates to drop, whether to purchase a new home or to refinance an existing mortgage. This analysis will explore the key drivers of mortgage rates and offer our perspective on where they might be ... Read more
A significant budget deal, officially titled the One Big Beautiful Bill Act, recently passed the House of Representatives. Investors are already trying to game out how the budget could impact the economy, interest rates and stocks. Here are our views on how this budget could impact your investments.
Economic downturns are an inevitable part of our financial system. Since World War II, the US has experienced a recession about every 6.5 years, making it a predictable if unwelcome feature of our economy.[1] The Great Recession stands out for its severity and how it fundamentally changed our approach to financial regulation, personal finance, and ... Read more
With economic headlines growing increasingly concerning and inflation putting pressure on household budgets, many Americans are wondering, “Are we in a recession?” or “Is the stock market crashing?” The good news is that the U.S. is not currently in a recession. This article breaks down what recessions are, examines current economic data, and provides practical ... Read more
A common problem we see among members is how to handle a single stock that has become too large within their portfolio. It is a good problem to have, but presents a real challenge. Here are some general principles for approaching this, applicable whether the stock is from your employer or simply a long-held investment that has appreciated.