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Gold is often touted as a hedge against inflation or other economic challenges. But the data tells a different story. We dive into both the long-term and short-term challenges with investing in gold.
Bear markets can make even experienced investors worry. However if you are going to be a long-term investor, you are inevitably going to go through quite a few down markets. Here are some thoughts on how to navigate investing when the market suffers a significant decline.
It was a tumultuous quarter for markets, with stocks falling amidst uncertainty around tariffs and other of President Donald Trump’s policies. Here are our thoughts on what happened during the quarter, how Facet portfolios fared, and what we see for markets in the coming months.
You are probably aware that the government protects your deposits at your bank through something called the FDIC. However we get a lot of questions about the details: How does the protection work exactly? Who pays for it? Does this protection extend to my investment accounts? Could President Donald Trump make changes to FDIC insurance? ... Read more
While the Federal Reserve took no official action on interest rates at the March meeting, it was still a lively meeting. Up until now, Fed Chair Jerome Powell had been able to mostly avoid questions about President Donald Trump’s policies, usually by saying the Fed would wait to see the impacts. However with the stock ... Read more
The pace of federal government layoffs appears to be accelerating. This could have many implications, ranging from budget savings to diminished government services. Certainly the actions of Elon Musk and his “Department of Government Efficiency” (or DOGE) team have led to a lot of controversy. However investors should be focused on one particular question: how ... Read more
Markets have certainly become more volatile over the last few weeks. News coming out of the White House, uncertainty around AI, and rising global tensions have all played a part in a fluctuating stock market. With stock market volatility on the rise, you might be wondering how to navigate these uncertain times and whether it’s ... Read more
Understanding the recent changes to student loan repayment plans The 8th Circuit Court of Appeals has blocked the Saving on a Valuable Education (SAVE) plan stating that the Department of Education (DofED) did not have the authority to implement the new loan repayment program. The SAVE program was introduced to reduce or eliminate student debt ... Read more
How would the Facet CIO invest a $100,000 windfall for long-term growth? The answers might help you think about your own investing decisions.
Many people think tax planning is about finding that one hack or trick that will lower their taxes by thousdands–writing off your new car, setting up an LLC, or buying a rental property. This doesn’t mean those things won’t make sense at some point, but the truth is that tax planning is about understanding your ... Read more
Whether you’re filing your taxes for the first time, need a quick refresher, or simply want to optimize the process, understanding how to do taxes is a vital life skill.
International stocks have struggled to keep up with the U.S. for the last several years. However there are some key reasons to think U.S. stocks may not continue to dominate in the coming years.