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Understanding the recent changes to student loan repayment plans The 8th Circuit Court of Appeals has blocked the Saving on a Valuable Education (SAVE) plan stating that the Department of Education (DofED) did not have the authority to implement the new loan repayment program. The SAVE program was introduced to reduce or eliminate student debt ... Read more
How would the Facet CIO invest a $100,000 windfall for long-term growth? The answers might help you think about your own investing decisions.
Many people think tax planning is about finding that one hack or trick that will lower their taxes by thousdands–writing off your new car, setting up an LLC, or buying a rental property. This doesn’t mean those things won’t make sense at some point, but the truth is that tax planning is about understanding your ... Read more
Whether you’re filing your taxes for the first time, need a quick refresher, or simply want to optimize the process, understanding how to do taxes is a vital life skill.
International stocks have struggled to keep up with the U.S. for the last several years. However there are some key reasons to think U.S. stocks may not continue to dominate in the coming years.
Tax-loss harvesting is a great way to reduce some of the tax burden that comes with investing. However, if not done carefully, it can wind up costing you more than the tax savings. Here we discuss how it works and ways to avoid common mistakes.
Could a surprise recession, new White House policies, or a bursting AI bubble cause a bear market in 2025? While we can't know the future, there are some ways Facet is playing defense against these risks.
While the Fed held rates steady, the post-meeting press conference had plenty of fireworks. Between questions about Fed independence, to tariffs, to future rate cuts, the Fed gave investors plenty to think about. Here’s our take on what was said and what it means for your money.
Learn what a backdoor Roth IRA is, how it works, and what you need to know to determine if this strategy is right for you.
President Donald Trump formally took office on January 20, and he has a packed agenda for the first 100 days in office. Here we examine how the administration’s early priorities will impact the economy, financial markets and your money.
All you need to know when comparing traditional IRAs and Roth IRAs, including eligibility limits, contributions and withdrawals, tax implications, and more.
The fourth quarter of 2024 had plenty of volatility, driven by economic uncertainty, persistent inflation, and the U.S. election. Here's how Facet's investment strategies performed and what we can expect going forward.